Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 78,608 reviews, last reviewed 1st Jul 2026
5302200% increase in 5 star reviews
in the past 90 days
9900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great company to use, never experienced an issue and... Great company to use, never experienced an issue and have used them for many years and will continue to do so. Reviewed on: 1st July 2026
CRG's avatar
CRG

Latest lowest rating:

1

chat service was terrible made things worse chat service was terrible made things worse Reviewed on: 1st July 2026
michael h's avatar
michael h

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (78619)

Have used it sevral times nuow very happy

5
Have used it sevral times now very happy Reviewed on: 10th June 2026

Spreading payments very helpful

5
Brilliant option - great help keeping monthly budgeting within sensible limits. Reviewed on: 10th June 2026

Simple and Easy

5
Easy to sort, easy to repay early and easy to keep track of. I mostly use it in case I might need to return anything (mostly new clothes shopping) because retailers pay back faster and the adjustment of pay is simple. I’ve never had any issues that required contacting customer service, but there’s quite a few simple FAQs that will help with most issues Reviewed on: 10th June 2026

Easy to use and very handy to have, also hassle free.

5
Easy to use and very handy to have, also hassle free. Reviewed on: 10th June 2026

Extremely useful!

5
I have always used PayPal and find it extremely useful for so many purchases. I also use it for my small business and it makes everything so simple and speedy! Reviewed on: 10th June 2026

My PayPal experience has always been smooth.

5
My PayPal experience has always been smooth. My money transfers instantly. Reviewed on: 10th June 2026

Always my go to method of online payment..

5
Always my go to method of online payment so much so that if it's not offered I don't buy. Pay in 3 allows easy budgeting on larger purchases with no interest or other charges. Reviewed on: 10th June 2026

Brilliant very easy to use and quick response.

5
Brilliant very easy to use and quick response. Reviewed on: 10th June 2026

Quick and easy interest free payment

5
Quick and easy interest free payment Reviewed on: 10th June 2026

Spread the payments...

5
I was able to take a holiday and spread the payments over 3 months Reviewed on: 10th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 147233 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3757 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 99 reviews
    PayPal
    View all products