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PayPal: Pay in 3 reviews

4.76
Based on 101,304 reviews, last reviewed 8th Sep 2026
13% decrease in 5 star reviews
in the past 90 days
12% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

PayPal pay in 3 is great but sometimes it’s declined... PayPal pay in 3 is great but sometimes it’s declined and other times it goes through. Reviewed on: 8th September 2026
Lorna G's avatar
Lorna G

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101304)

Very easy to use and quick too - also interest free...

5
Very easy to use and quick too - also interest free unlike some other options Reviewed on: 8th July 2026

I've been using PayPal Credit since I was at univers...

5
I've been using PayPal Credit since I was at university, when I used it to buy my MacBook, and I've stayed with them ever since. I've never felt the need to use any other credit service because PayPal Credit has always been reliable and easy to manage. The application process was straightforward, payments are simple to keep track of, and I've had a consistently positive experience over the years. I'd definitely recommend it to anyone looking for a convenient and dependable credit option. Reviewed on: 8th July 2026

I loved how convenient it was to pay in 3 it mean i...

5
I loved how convenient it was to pay in 3 it mean i could afford a luxury that I wouldn't normally be able to afford Reviewed on: 8th July 2026

Find PayPal excellent easy to work and very simple

5
Find PayPal excellent and easy to sort out Reviewed on: 8th July 2026

Pay Pal Peasy

5
So straight forward so easy so convenient Reviewed on: 8th July 2026

Transferring money is easy

5
I find PayPal a simple, effective way of transferring many from both business and personal money transfers. Reviewed on: 8th July 2026

Paypal payment method is very secure and perfect.

5
Paypal payment method is very secure and perfect. Reviewed on: 8th July 2026

I’ve been using PayPal for a long time now and find...

5
I’ve been using PayPal for a long time now and find it very easy to use, safe and user friendly. Knowing I can pay for things with PayPal gives me piece of mind to know I don’t have to worry about my security. I have recommended PayPal to my family and friends. The pay in 3 feature is also very helpful Reviewed on: 8th July 2026

Security of using PayPal

4
I like the security paying by PayPal offers and ease of using app. They keep me updated by email Reviewed on: 8th July 2026

PayPal are excellent payment intermediary.

5
PayPal are excellent payment intermediary. Reviewed on: 8th July 2026

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