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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (78018 reviews)

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4.76

Based on 77,890 reviews, last reviewed 30th Jun 2026

5233700% increase in 5 star reviews

in the past 90 days

9600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Quick seamless payment with options on splitting the... Quick seamless payment with options on splitting the bill always helpful Reviewed on: 30th June 2026

Latest lowest rating:

1

Archaic banking system that causes customers problem. Archaic banking system that causes customers problem. Reviewed on: 29th June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (78018)

I've been using pay in 3 since it first time came up...

I've been using pay in 3 since it first time came up and never been disappointed! I even showed my wife and more than a dozen friends about it and they use it very often Reviewed on: 9th June 2026

I have used the pay in 3 option a number of times an...

I have used the pay in 3 option a number of times and every time it has been easy to use. Never had any issues, payment has always gone out on time. Get reminder a few days before that payment is due. Highly recommend if you need to break up the cost of a purchase Reviewed on: 9th June 2026

A helping hand on household cashflow

It was my first experience of using Pay-in-3 and I must say that it was innovative idea, which helped my houshold cashflow spreading the cost Reviewed on: 9th June 2026

Always satisfied with paypal on their service they p...

Always satisfied with paypal on their service they provide and mostly on pay in 3 setup. Reviewed on: 9th June 2026

Very good service never had problems like automatic...

Very good service never had problems like automatic problem solving.like option pay in 3 fast transfers Reviewed on: 9th June 2026

Great flexible payment option

PayPal Pay in 3 is a great way to spread the cost of purchases without paying interest. The application process was quick and easy, payments are clearly scheduled, and managing everything through the PayPal app is very convenient. A helpful option for budgeting larger purchases. Reviewed on: 9th June 2026

Easing the cost.

Certainly helps to ease the cost of items by splitting up the cost. Very easy to do and sorted out with no fuss. Reviewed on: 9th June 2026

The pay-in-3 feature worth getting!

Overall, my experience with PayPal has been very positive. The pay in 3 feature is a convenient, transparent way to spread the cost of purchases, and I would recommend it to anyone looking for a flexible payment option. Reviewed on: 9th June 2026

Always adds ease and security with PayPal.

I’ve always had a very smooth experience with PayPal. Very thankful for the pay in 3 and how quick login is no matter where or when I use it. It’s also extremely secure and I trust it. Reviewed on: 9th June 2026

Great experience.

Great experience. Discrepancies are always sorted out very quickly! Reviewed on: 9th June 2026

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