Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (78006 reviews)

View other PayPal products

4.76

Based on 77,890 reviews, last reviewed 30th Jun 2026

5233700% increase in 5 star reviews

in the past 90 days

9600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Quick seamless payment with options on splitting the... Quick seamless payment with options on splitting the bill always helpful Reviewed on: 30th June 2026

Latest lowest rating:

1

Archaic banking system that causes customers problem. Archaic banking system that causes customers problem. Reviewed on: 29th June 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (78006)

Been scammed 3 times and PayPal sorted refunds with...

Been scammed 3 times and PayPal sorted refunds with no messing, contacted so called sellers for me, it is so great to know you don’t have a battle to get your money returned Reviewed on: 9th June 2026

Prompt quick and easy to navigate

Prompt quick and easy to navigate Reviewed on: 9th June 2026

PayPal is so convenient, secure and easy to use.

PayPal is so convenient, secure and easy to use. Reviewed on: 9th June 2026

It is most reliable and amazing service, when needed...

It is most reliable and amazing service, when needed always there to help during financial difficulty. Reviewed on: 9th June 2026

Really easy to use find it helpful

Really easy to use find it helpful Reviewed on: 9th June 2026

Secure way to pay for more expensive items

Secure way to pay for more expensive items with 0% interest. Used to buy photography equipment without saving up. Reviewed on: 9th June 2026

Easy way to spread payment

Easy way to spread payment, just as easy as using normal PayPal Reviewed on: 9th June 2026

I had an enquiry and was happy with the service I re...

I had an enquiry and was happy with the service I recieved. Reviewed on: 9th June 2026

Easier to manage my budget

The application process was quick and straight forward, and I received an instant decision. Splitting larger purchases into three interest-free payments made it much easier to manage my budget without the stress of paying everything upfront. PayPal Pay in 3 is a convenient and flexible option for spreading the cost of purchases. It's easy to use, and has worked reliably whenever I've needed it. Reviewed on: 9th June 2026

It was amazing experience.

It was amazing experience. As I couldn't pay it at once, PayPal helped me get what I need. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from Buyline 4.38 from 26 reviews
Klarna card
from Klarna 4.02 from 4 reviews
Buy now pay later
from Payl8r 4.81 from 4218 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 146480 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub