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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101304 reviews)

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4.76

Based on 101,304 reviews, last reviewed 8th Sep 2026

13% decrease in 5 star reviews

in the past 90 days

12% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

PayPal pay in 3 is great but sometimes it’s declined... PayPal pay in 3 is great but sometimes it’s declined and other times it goes through. Reviewed on: 8th September 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101304)

Experience

Experience has been very good so far Reviewed on: 8th July 2026

Never had an issue with PayPal in many years of usin...

Never had an issue with PayPal in many years of using it. Reviewed on: 8th July 2026

PayPal- trustworthy & reliable

PayPal is a service you can trust & rely on, you get security & peace of mind, you can always count on PayPal to look after you & your money Reviewed on: 8th July 2026

I find it fab, I use it to pay for items as I’ve lin...

I find it fab, I use it to pay for items as I’ve linked my bank so instead of entering details I just use pay with PayPal and use pay in 3 and they always send a reminder for when it’s due to come out which I really like and they tell me how much more I’ve got to spend on my pay in 3 Reviewed on: 8th July 2026

Found it a little annoying getting regular emails ab...

Found it a little annoying getting regular emails about the pay in 3 saying I was one payment down and 2 to come. It was confusing specially when email didn’t give details of transaction Reviewed on: 8th July 2026

I’ve had a really good experience using PayPal.

I’ve had a really good experience using PayPal. It’s quick, secure, and makes sending or receiving money very easy. I use it regularly for online shopping because I don’t have to enter my card details on every website, which gives me extra peace of mind. The buyer protection is also a great feature. On the rare occasion I’ve had an issue with an order, the resolution process was straightforward and helpful. Payments are processed quickly, and the app is simple to navigate. Overall, PayPal has been a reliable payment service for me, and I’d happily recommend it to anyone looking for a safe and convenient way to pay online. Reviewed on: 8th July 2026

I have been using PayPal for many years; I no longer...

I have been using PayPal for many years; I no longer make any purchases unless the PayPal option is available. When using this payment service, I don't worry about being scammed. Whenever I encountered a dishonest seller (a scammer), I could always count on getting a refund. It is great to have such a payment intermediary for shopping. Reviewed on: 8th July 2026

Easy to use and navigate.

Easy to use and navigate. Since I have been using PayPal it has always been safe and convenient for purchases. PayPal deals with refunds very quickly, and efficiently. Pay in 3 is useful to speed payments and mak purchases more affordable. Reviewed on: 8th July 2026

Smooth checkout faster and more secure

Retailers who have PayPal buying options give consumers a much quicker and safer checkout Reviewed on: 8th July 2026

Easy to use.

Easy to use. Makes purchases quicker. Reviewed on: 8th July 2026

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