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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101304 reviews)

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4.76

Based on 101,304 reviews, last reviewed 8th Sep 2026

13% decrease in 5 star reviews

in the past 90 days

12% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

PayPal pay in 3 is great but sometimes it’s declined... PayPal pay in 3 is great but sometimes it’s declined and other times it goes through. Reviewed on: 8th September 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101304)

incredibly easy to set up and very informative.

incredibly easy to set up and very informative. will use again if i need to cover the cost of something over a long time period Reviewed on: 8th July 2026

I have used pay in 3 a few times now and it really h...

I have used pay in 3 a few times now and it really helps spread out the big spends so my other bills are all kept under control . Reviewed on: 8th July 2026

I love PayPal pay in three.

I love PayPal pay in three. it gives me so much flexibility to Shop more.. it was so quick and easy to apply for. It’s a good way to manage my money. Reviewed on: 8th July 2026

Very helpful and great for everyday use

Very helpful and great for everyday use Reviewed on: 8th July 2026

Great flexible payment option from a trusted provider.

Great flexible payment option from a trusted provider. Reviewed on: 8th July 2026

Was unhelpful when pay In 3 was declined and there a...

Was unhelpful when pay In 3 was declined and there after my pay in 3 was cancelled. The seller was unable to send my order but PayPal was no longer offering me the pay in 3 option . PayPal was unable to explain what has happened either Reviewed on: 8th July 2026

Great support

PayPal allow me to purchase products with confidence that they will support me if I have any queries or issues with purchases Reviewed on: 8th July 2026

Easy to transfer money to friends and family around...

Easy to transfer money to friends and family around the world Reviewed on: 8th July 2026

20 years of confidence in PayPal

I started using PayPal for all things online about 20 years ago . I love it ..I trust it … and now I often use your so simple pay in 3! I wouldn’t change from it for anything and I ignore all offers from different banks etc to swap to them Reviewed on: 8th July 2026

Always an excellent service.

Always an excellent service. Thank you so much. Reviewed on: 8th July 2026

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