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PayPal: Pay in 3 reviews

4.76
Based on 101,304 reviews, last reviewed 8th Sep 2026
13% decrease in 5 star reviews
in the past 90 days
12% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

PayPal pay in 3 is great but sometimes it’s declined... PayPal pay in 3 is great but sometimes it’s declined and other times it goes through. Reviewed on: 8th September 2026
Lorna G's avatar
Lorna G

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101304)

very prompt ,safe,reliable and effective service.

5
very prompt ,safe,reliable and effective service. In all my transaction , they have all been informative with no hidden charges. Reviewed on: 8th July 2026

Everything I order online I always use PayPal becaus...

5
Everything I order online I always use PayPal because I feel 100% safe by doing so id highly recommend pay pal to everyone Reviewed on: 8th July 2026

One stop shop for payments means quick service

5
I find PayPal very easy to use and clear. Having one place to store multiple payment sources and address details is very convenient and efficient. The customer service is very responsive when I've had a problem Reviewed on: 8th July 2026

Great for splitting payments easily!

5
​I have used PayPal several times, specifically taking advantage of their "Pay in 3" installment feature. The entire process is incredibly simple and straightforward to use. ​It really helps you manage your budget by spreading the cost of larger purchases over time without any hidden stress. The app tracks your upcoming payments clearly, so you always know what to expect. I highly recommend it if you're looking for a smooth, reliable way to pay! Reviewed on: 8th July 2026

I use PayPal for years and never had problems with p...

5
I use PayPal for years and never had problems with payment processing. I was helped with cancellation of payment and used new options to pay in monthly rates. Reviewed on: 8th July 2026

Great financial resource

5
Great support and resource link with good communication at all times.Supports the ability to pay for bills or those expenses you need to spread the course over a short period of time to enable financial freedom appropriately. Reviewed on: 8th July 2026

Best app ever life saver

5
Best app ever life saver it never let me down Reviewed on: 8th July 2026

Extremely helpful

5
Pay in 3 without the weight of interest has been extremely helpful on multiple occasions, when there was otherwise no alternative to buy more expensive items. It's been incredibly helpful. Reviewed on: 8th July 2026

quick and easy, never failed to help me with any iss...

5
quick and easy, never failed to help me with any issues in money. can pay in three which is so helpful for many people including me. i recommend paypal to everyone Reviewed on: 8th July 2026

Simple, Secure and Reliable

5
My experience with PayPal is very good. It is quick, easy to use, and the payment process is simple and straightforward, making transactions smooth and hassle-free. Reviewed on: 8th July 2026

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