Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101304 reviews)

View other PayPal products

4.76

Based on 101,303 reviews, last reviewed 8th Sep 2026

20% decrease in 5 star reviews

in the past 90 days

21% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

PayPal pay in 3 is great but sometimes it’s declined... PayPal pay in 3 is great but sometimes it’s declined and other times it goes through. Reviewed on: 8th September 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (101304)

Always been happy with my experiences with pay pal!

Always been happy with my experiences with pay pal! Always been simple Reviewed on: 8th July 2026

Straight forward and easy to use.

Straight forward and easy to use. Would recommend. Good communication and not inundated with emails Reviewed on: 8th July 2026

Helpful Pay in 3 option on PayPal

The Pay in 3 option on PayPal was what I needed at the time. It was super easy and quick to apply and complete the payment. The schedule for repayment was clear and I received reminders about money coming out of the account which was very helpful. Overall a great option which I will use again. Reviewed on: 8th July 2026

dont worry paypal has your back ..

we all know how easy it is to loose money on the net,but paypal has the systems to protect you in 7yrs i have never had a single worry why with this would i ever change,if its not broken why mend it Reviewed on: 8th July 2026

PayPal experience!

I have recently returned to PayPal after a hiatus of a couple of years. I started to use Klarna after PayPal started to reject a few of my transactions. But since I have been back with PayPal I cannot fault the service at all, a very satisfied customer indeed. Reviewed on: 8th July 2026

I thought you had protection when using PayPal but i...

I thought you had protection when using PayPal but it is very difficult to resolve or cancel a purchase as nothing can be done in person only on line for generic reasons. Waiting to see how or if something is resolved . Buyer protection is importnat - it shoud be possible to cancel a transaction waiting 24 hours Reviewed on: 8th July 2026

Great. Love pay in 3 for gigs

Have used PayPal for various over the years, always found easy and straight forward to use. Good range of services provided and the new pay in 3 has been really helpful when paying for big items (mostly gig tickets) Reviewed on: 8th July 2026

Always a good customer service, you can contact them...

Always a good customer service, you can contact them easy and also sorting out your problem. Reviewed on: 8th July 2026

Good transaction security.

Good transaction security. Support takes a while to resolved cases. Paypal fees are a little heavy. Reviewed on: 8th July 2026

Excellence.

Easily accessible. Processing of payments is seamless and uncomplicated Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Butter 4.08 from 2 reviews
Buy Now Pay Later (discontinued)
from Laybuy (inactive company) 2.91 from 34 reviews
Buy now pay later
from Clearpay 3.48 from 61 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 181145 reviews
Payments
from PayPal 4.71 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub