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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101304 reviews)

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4.76

Based on 101,303 reviews, last reviewed 8th Sep 2026

20% decrease in 5 star reviews

in the past 90 days

21% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

PayPal pay in 3 is great but sometimes it’s declined... PayPal pay in 3 is great but sometimes it’s declined and other times it goes through. Reviewed on: 8th September 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101304)

Paying Bills

just paying a bill quickly and simply Reviewed on: 8th July 2026

I’ve had a really positive experience using PayPal P...

I’ve had a really positive experience using PayPal Pay in 3. The application process was quick and straightforward, and I received a decision almost instantly. Splitting the cost into three interest-free payments made it much easier to manage my budget without any hidden surprises. Everything is clearly displayed in the PayPal app, so it’s easy to keep track of upcoming payments, and the automatic payments have always been taken on time without any issues. Overall, it’s been a simple, reliable and convenient way to spread the cost of larger purchases, and I’d happily recommend it to anyone looking for a flexible payment option. Reviewed on: 8th July 2026

A fantastic product at a time of need, without this...

A fantastic product at a time of need, without this I’d need to go without !! Reviewed on: 8th July 2026

I had a good experience.

I had a good experience. I would recommend paypal to friends and family Reviewed on: 8th July 2026

I used this way pay in 3 several times until now.

I used this way pay in 3 several times until now. It is very easy to use and I didn't need to pay all the amount in one go which gives me peace of mind. One day I bought 2 travelling tickets to Greece from London and it was amazing because I didn't pay all the amount while I needed the money to spend it in our vacation. Really happy for that. Another time I bought furniture with the same methods pay in 3 with no interest also. Great experience. Definitely I will do it again and I will advise my friends to do the same. I have already informed my son about it. Reviewed on: 8th July 2026

Easy to access, great visibility and simple use.

Easy to access, great visibility and simple use. Reviewed on: 8th July 2026

Quick and perfect

Always helpfull and fast approaching. Reviewed on: 8th July 2026

Helpful PayPal

I’ve been with PayPal for a few years now and recently applied for a debit card. I had problems activating my online card but your customer service team were great! They helped me and I was ready to use. Reviewed on: 8th July 2026

Love Paypal

I’ve never had to contact customer service so I can’t comment on that. I really enjoy using PayPal especially when I’m not to sure of inputting my bank details in websites I’m not 100% sure of, however I don’t use PayPal as much since I started using Apple Pay, but PayPal still remains my go to where there’s no Apple Pay. Reviewed on: 8th July 2026

Such an easy flexible way to conduct financial trans...

Such an easy flexible way to conduct financial transactions in one place,love the pay later facility too. Reviewed on: 8th July 2026

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