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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101304 reviews)

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4.76

Based on 101,303 reviews, last reviewed 8th Sep 2026

20% decrease in 5 star reviews

in the past 90 days

21% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

PayPal pay in 3 is great but sometimes it’s declined... PayPal pay in 3 is great but sometimes it’s declined and other times it goes through. Reviewed on: 8th September 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101304)

Reliable service

It has helped me purchase items with trust and also getting international payments quicker. Reviewed on: 8th July 2026

Fantastic experience from start to finish.

Fantastic experience from start to finish. Easy straightforward plan, no fuss. Reviewed on: 8th July 2026

The service and support are excellence like Ritz Car...

The service and support are excellence like Ritz Carlton Reviewed on: 8th July 2026

Instant payment no Hassel easy to use app especially...

Instant payment no Hassel easy to use app especially for senior because of ease of use money goes to bank account instantly Reviewed on: 8th July 2026

A very safe and secure service and I am more than ha...

A very safe and secure service and I am more than happy when I can use PayPal for my payments as I feel the protection is so good Reviewed on: 8th July 2026

Good Flexibility, but Easy to Overspend

The 'Pay in 3' feature allowed me to spread the cost of my purchase over three months, offering great financial flexibility. However, I wouldn't recommend it to anyone who struggles with budgeting, as it can easily lead to overspending and a surprisingly large bill Reviewed on: 8th July 2026

Never a problem and always there.

Never a problem and always there. Reviewed on: 8th July 2026

Easy to use and fast service .

Easy to use and fast service . interest free 3 months instalment is reliable and good for those people who can't pay in once Reviewed on: 8th July 2026

convenient - has helped me manage purchases when sho...

convenient - has helped me manage purchases when short of cash Reviewed on: 8th July 2026

Fandabydozy.

I recently had to complain about a selller paypal founf in my favour with a quick result Reviewed on: 8th July 2026

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