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PayPal: Pay in 3 reviews

4.76
Based on 77,105 reviews, last reviewed 28th Jun 2026
5159100% increase in 5 star reviews
in the past 90 days
9500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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1%
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0%
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Latest highest rating:

5

Helping Hand to spread the load. the chance to spread out payments without extra interest is valuable to me when cashflow is uncertain. I can make some larger purchases this way that ... Read more Reviewed on: 28th June 2026
edward R's avatar
edward R

Latest lowest rating:

1

It is really helpful to pay in 3 It is really helpful to pay in 3 Reviewed on: 27th June 2026
Y A's avatar
Y A

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (77115)

I trust PayPal to deliver and it always does.

5
Never had a problem with PayPal I had an issue with a service and PayPal resolved it very quickly either minimum fuss. Reviewed on: 9th June 2026

Pay in 3 has always been the best choice for...

5
Pay in 3 has always been the best choice for me Reviewed on: 9th June 2026

Really convenient with not having your cards on you...

5
Really convenient with not having your cards on you to make a purchase online. Also the pay in 3 is very good to have. Reviewed on: 9th June 2026

I find the Pay in 3 an excellent option.

5
I find the Pay in 3 an excellent option to be offered, and use due to the cost of everything going up these days. This enables me to pay smaller amounts over 3 months which is more manageable. Reviewed on: 9th June 2026

Easy to use

5
I use this often, it's so easy to use and make things more affordable Reviewed on: 9th June 2026

Paypal Pay in 3 makes larger purchases easier to aff...

5
Paypal Pay in 3 makes larger purchases easier to afford. Paypal is easy to use, convenient and whenever I have had issues with sales or purchases, I've always been able to get Paypal support with cases always correctly resolved. Reviewed on: 9th June 2026

great experience.

5
Great experience when using paypal especially there pay in 3 zero interest feature aswell as customer service and support being solved in minutes. Reviewed on: 9th June 2026

Great way to spread the cost of purchases helping wi...

5
Great way to spread the cost of purchases helping with monthly finances. Always easy to set up. Use this feature frequently. Reviewed on: 9th June 2026

Been using for years always excellent service would...

5
Been using for years always excellent service would recommend Reviewed on: 9th June 2026

Taking out a pay in 3 loan takes great responsibility.

5
Paypal pay in 3 is great to use and is a recommend source for aiding one to obtain goods or services by stretching your bill over a 3 month sum where on an on an ordinary day certain goods availability would be out of reach because of the lack of availability to pay for a particular item in full...However using PayPal pay in 3 takes great responsibility and discipline and should be only used if you are very responsible in paying back your debts on monies that are owed to maintain a great credit score and not having a strike against your elegibility to pay back a loan...if you are bad with money or your finances i would consider not taking the option of PayPal pay in 3 but if you are responsible and know the funds will be available to cover your loans go ahead you have nothing to worry about... It all about being responsible first and foremost. Reviewed on: 9th June 2026

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