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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (77058 reviews)

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4.76

Based on 76,928 reviews, last reviewed 27th Jun 2026

5142100% increase in 5 star reviews

in the past 90 days

9500% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

No hassle, straight forward service No hassle, straight forward service Reviewed on: 27th June 2026

Latest lowest rating:

1

It is really helpful to pay in 3 It is really helpful to pay in 3 Reviewed on: 27th June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (77059)

It’s easy peasy paying with PayPal

It’s easy peasy paying with PayPal Reviewed on: 9th June 2026

Really pleased with everything they do, I feel safe...

Really pleased with everything they do, I feel safe using you for payment Reviewed on: 9th June 2026

Would recommend paypal but not wowcher paypal

Wowcher paypal not good. Paypal itself good but time to resolve issues too long. Reviewed on: 9th June 2026

I’ve used PayPal Credit for a number of years now an...

I’ve used PayPal Credit for a number of years now and it has genuinely made managing larger purchases far less stressful. The application process was straightforward, the app and online experience are easy to navigate, and I really value being able to spread the cost in a flexible and transparent way. What stands out most is the reliability and peace of mind. Transactions are quick, statements are clear, and I’ve always found the service dependable when I’ve needed it. The promotional finance options can be incredibly helpful for budgeting, especially during expensive periods or unexpected purchases. I also appreciate how widely accepted PayPal is, which makes using PayPal Credit seamless across many retailers. Everything feels integrated, secure and convenient. Overall, PayPal Credit combines flexibility, simplicity and trust in a way that genuinely improves the customer experience. It’s one of the financial products I use most confidently and would happily recommend to others looking for a practical and user-friendly credit option. Reviewed on: 9th June 2026

Paypal have been exceptional.

Paypal have been exceptional. So easy to use, flexable, the pay in 3 was a fantastic addition. I feel so much safer using Paypal. Great Service Reviewed on: 9th June 2026

pay in 3 is great for those larger purchases

pay in 3 is great for those larger purchases spread over 3 months, helping to pay for what you want but without a large outlay. Reviewed on: 9th June 2026

Pay in 3 gives me the chance to purchase items that...

Pay in 3 gives me the chance to purchase items that I would not have been able to do paying the full price in one go. Being able to spread the payments over three instalments and interest free is easy and stress free. I’ve never had a problem with PayPal . Reviewed on: 9th June 2026

A convenient and supportive way for me to budget

It's great, an easy, really convenient and supportive way for me to budget payments across 3 different salary months. Great for budgeting, spreading the cost of my purchases. Reviewed on: 9th June 2026

Love when I’m able to pay in 3 as it takes the press...

Love when I’m able to pay in 3 as it takes the pressure off lump sum purchases. Always efficient when refunds are required and the fastest most reliable option. Reviewed on: 9th June 2026

Good value

Helped a lot, to buy the necessary. Reviewed on: 9th June 2026

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