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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101304 reviews)

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4.76

Based on 101,304 reviews, last reviewed 9th Sep 2026

27% decrease in 5 star reviews

in the past 90 days

21% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

pay pal thoughts great, easy to use and flexible payment terms Reviewed on: 9th September 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101304)

Really easy to use when I needed it for a...

Really easy to use when I needed it for a big purchase Reviewed on: 7th July 2026

PayPal a company you can trust

I have used PayPal for the last 25 years and they have always been upfront and honest the staff are mega helpful and friendly I had tried other companies and had rude and not very helpful that is why PayPal are second to none and always will be Reviewed on: 7th July 2026

Very good experience, very good customer service

Very good experience, very good customer service Reviewed on: 7th July 2026

Has been a great way for me to spread costs and the...

Has been a great way for me to spread costs and the system seems to work flawlessl. Reviewed on: 7th July 2026

I have used PayPal for many years and only twice had...

I have used PayPal for many years and only twice had to ask them for help. They rectified it very quickly and I had my money back. As previously mentioned I have been with them a very long time and always use them for my transactions if possible Reviewed on: 7th July 2026

100% happy

Everything always goes smoothly and always feel fully supported at all times Reviewed on: 7th July 2026

Great Service

Being able to spread the cost allowed me to purchase a new phone, which was well overdue. The process was easy as it showed Pay in 3 showed as an option on the final payment page. I was notified, by email a few days before, to let me know when my payment was due, ensuring I had time, if required, to put money in the bank. I was able to keep track on my PayPal app. Reviewed on: 7th July 2026

Simple to use but as important they give fraud prote...

Simple to use but as important they give fraud protection reassurance. Reviewed on: 7th July 2026

PayPal kept my money safe online

PayPal has really helped me, be it knowing I shop safely online without exposing my bank details or helping me spread payments for items I wouldn’t normally consider, but divided by 3 it’s an easier pill to swallow Reviewed on: 7th July 2026

Brilliant Very easy and simple

Very easy and simple to use l. Secure and safe! Peace of mind! Reviewed on: 7th July 2026

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