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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101304 reviews)

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4.76

Based on 101,304 reviews, last reviewed 9th Sep 2026

27% decrease in 5 star reviews

in the past 90 days

21% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

pay pal thoughts great, easy to use and flexible payment terms Reviewed on: 9th September 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101304)

It is such an easy way to pay great app pay in three...

It is such an easy way to pay great app pay in three is amazing lets you budget and safe too Reviewed on: 7th July 2026

Wonderful trustworthy service

I've been a loyal PayPal user for years, since my first debit card. It's the only service I trust. On the few occasions there has been a problem with payment, customer service was very helpful and the issues were resolved quickly. I also like that PayPal has a feature to allow users to choose a charity to donate an extra £1 towards when making online purchases. Reviewed on: 7th July 2026

Its very helpful to split the cost over three months...

Its very helpful to split the cost over three months, so I can afford things I need for my business as a disabled self-employed sole trader. Reviewed on: 7th July 2026

Always efficient and effective!

Always efficient and effective! Love the flexible payment options and always well managed. Reviewed on: 7th July 2026

Everything was good and nothing negative

Everything was good and nothing negative Reviewed on: 7th July 2026

Annoyances

Sometimes when using PayPL the vendor does not accept PayPal in the link can be frustrTing Reviewed on: 7th July 2026

Easiest way to pay without cash

Really good at sorting out repayments and the pay in three is excellent for the few times when you need extra days to pay. Easy to make payments direct to friends and family Reviewed on: 7th July 2026

Good soup

Good soup yup yup yup giggity giggity Reviewed on: 7th July 2026

PayPal is Excellent

PayPal pay in 3 is so helpful, having a trusted app to break down them bigger purchases is really helpful. It's simple to access from your app and you can pay it off early if it's convenient for yourself Reviewed on: 7th July 2026

Paypal is a secure and flexible way to pay ;0)

I almost always pay using my PayPal account, as it is secure and gives me more protection, also the ability to pay in interest free payments monthly helps me to keep my budget on track. Reviewed on: 7th July 2026

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