Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (76888 reviews)

View other PayPal products

4.76

Based on 76,785 reviews, last reviewed 27th Jun 2026

5128500% increase in 5 star reviews

in the past 90 days

9500% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Secure and reliable I use PayPal for online shopping as it is secure and also let's me split my payments across several months. Reviewed on: 27th June 2026

Latest lowest rating:

1

It is really helpful to pay in 3 It is really helpful to pay in 3 Reviewed on: 27th June 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (76888)

Pay Pal is effective, easy to use and is very safe f...

Pay Pal is effective, easy to use and is very safe from fraud Reviewed on: 9th June 2026

Always very quick when you have to withdraw funds

Always very quick when you have to withdraw funds Reviewed on: 9th June 2026

Charges for transferring should be scrapped.

Charges for transferring should be scrapped. Reviewed on: 9th June 2026

I love PayPal, it’s very trustworthy as in I will no...

I love PayPal, it’s very trustworthy as in I will not buy from a website that doesn’t accept PayPal, and it was the only place to give me a chance after my DRO which in turn saved Christmas I couldn’t recommend a better company! Reviewed on: 9th June 2026

Fantastic method of paying for goods and services an...

Fantastic method of paying for goods and services and transferring money between multiple accounts. Reviewed on: 9th June 2026

The safe way to pay.

Great to use and easy, always feel safe when paying with paypal. Reviewed on: 9th June 2026

Never had any issues with paypal

Never had any issues with paypal Reviewed on: 9th June 2026

Covenience

I find it is more convenient for me being a daily user of paypal as opposed to using klarna which needs logging into a system that I really dont have any other interactions with Reviewed on: 9th June 2026

I’ve used PayPal Pay In Three several times and find...

I’ve used PayPal Pay In Three several times and find it very helpful for spreading payments over three months It’s also interest-free unlike other providers who spread it over three weeks. I always check to see if I can get PayPal Pay In Three especially for larger purchases. Reviewed on: 9th June 2026

I'm a big fan of the Paypal Pay in 3

I'm a big fan of the Paypal Pay in 3, it feels like a really nice middle ground. It gives you a bit more time to pay without feeling like you’re taking out full credit. Because it’s through my PayPal app it also feels more trusted and less hassle than signing up to something like Klarna. Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from PayItMonthly 4.79 from 274 reviews
Buy now pay later
from Payl8r 4.81 from 4218 reviews
Buy now pay later
from Clearpay 3.77 from 58 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 145609 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub