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PayPal: Pay in 3 reviews

4.76
Based on 101,275 reviews, last reviewed 10th Aug 2026
85% increase in 5 star reviews
in the past 90 days
88% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

good job always and always value the money good job always and always value the money Reviewed on: 10th August 2026
rey's avatar
rey

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101276)

Helpful customer service and overall very smooth exp...

5
Helpful customer service and overall very smooth experience - would strongly recommend Reviewed on: 7th July 2026

Love pay in 3, good option to spread cost.

5
Love pay in 3, good option to spread cost. Don’t need long credit agreements, like to just give myself a little time. Excellent service. Reviewed on: 7th July 2026

Excellent service

5
I have never had any problems with PayPal. Will always try to use PayPal when shopping online. Pay in 3 with no interest is very worthwhile. Reviewed on: 7th July 2026

Pay pal great help

5
Pay pal pay in 3 has been a great help in spreading payments I would normally have hesitated making in full at the time. Reviewed on: 7th July 2026

Really good customer service, would recommend to any...

5
Really good customer service, would recommend to anybody. Reviewed on: 7th July 2026

I’ve been using PayPal Credit for a while now, and i...

5
I’ve been using PayPal Credit for a while now, and it has been a game-changer for my online shopping. The ability to spread the cost of larger purchases with the 0% interest offer is incredibly helpful for budgeting. The integration with my existing PayPal account makes checkout seamless and fast, and I appreciate how easy it is to manage my payments through the app. Reviewed on: 7th July 2026

I have always had a good experience using pay palalways

5
I have always had a good experience using pay palalways Reviewed on: 7th July 2026

It takes the worry out of buying an expensive item a...

5
It takes the worry out of buying an expensive item as you can pay over 3 months. Reviewed on: 7th July 2026

Great service.

4
Great service. Quick and easy and used by alot of retailers now. Reviewed on: 7th July 2026

Excellent

5
As I’ve said before, my PayPal experience has been great since I joined, been using the app for years, secure and user friendly Reviewed on: 7th July 2026

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