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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (76366 reviews)

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4.76

Based on 76,357 reviews, last reviewed 26th Jun 2026

5087700% increase in 5 star reviews

in the past 90 days

9300% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I was struggling financially and couldn’t get parts... I was struggling financially and couldn’t get parts for my car , PayPal had helped with PAY IN 3 with a small and convenient amount and I was really s... Read more Reviewed on: 26th June 2026

Latest lowest rating:

1

Easy to use and understand Always easy to use and also to understand details of transactions and my balance status. Reviewed on: 25th June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (76366)

Fast efficient service

Fast efficient service, quick decision, and an extremely good way to pay for those higher priced items. Reviewed on: 9th June 2026

Just right in every way.

Great explanation of processes and security steps within emails. Notifications to let me know when payment would be and how much. I have found this a convenient and practical way to budget for some products that can be too much of a stretch to pay in one go but to pay in 3 is perfect. Just the right amount of communication too and I feel safe with PayPal. Reviewed on: 9th June 2026

Long time PayPal user.

Having used PayPal for nearly 15years, I can confidently say it remains my go-to payment method. The top-tier security gives me peace of mind, and the convenience is unmatched. Plus, their evolving product lineup—especially flexible payment options like 'Pay in 3'—makes the experience even better. They have many other products like Debit/Credit cards, and qr code payments that you can use to pay in your local store. I even used the cryptocurrency services at some point, but not sure if its still there. Ultimately, PayPal's long-standing presence in the market is what matters most to me. That almost decades-long history translates directly into trust and peace of mind every time I check out. Reviewed on: 9th June 2026

PayPal is a must

Easy and convenient plus good consumer protection as buyer or seller. Simple invoicing options as well. Reviewed on: 9th June 2026

Simple way to spread the cost

Simple way to spread the cost, very convenient Reviewed on: 9th June 2026

A good way to spread the cost for larger sums.

A good way to spread the cost for larger sums. Easy to apply and yes or no within a minute or less, once accepted you are informed how much each instalment will be, pay first instalment immediately and get notification before the money is taken and on the day its taken for the further instalments. You also get a balance check as to how much still owed. Simple ! Reviewed on: 9th June 2026

Used Paypal credit quite a few times now

Used Paypal credit quite a few times now, and I think it’s an excellent service. It does really help to spread out some costs of various purchases. I like that I don’t have to pay an extra charge to use it also!! Reviewed on: 9th June 2026

Great payment option!

Great service, used this option several times making purchasing easy. Reviewed on: 9th June 2026

Easy and quick to use.

Easy and quick to use. Would recommend Reviewed on: 9th June 2026

I’ve been using PayPal for a few years now so useful...

I’ve been using PayPal for a few years now so useful I pay for all goods through pay pal it helped so much last year when my daughter got married thankyou for all being able to spread cost over pay in 3 is fabulous definitely recommend safe in knowing your money is safe when purchasing Reviewed on: 9th June 2026

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