Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (76330 reviews)

View other PayPal products

4.76

Based on 76,319 reviews, last reviewed 25th Jun 2026

5084100% increase in 5 star reviews

in the past 90 days

9300% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

PayPal pay in 3, one of my favourite ways to pay. PayPal pay in 3 is such a great way to be able to afford things to be able to treat yourself. It’s great and I often use this method to make my money ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Easy to use and understand Always easy to use and also to understand details of transactions and my balance status. Reviewed on: 25th June 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (76330)

Pay in 3; interest free; hassle free- Win Win Win!

Have used your pay -in-three several times. It is a great way to spread the cost of purchasing a more expensive item and it is interest-free into the bargain. A genuinely useful service. I use Paypal to buy from Amazon as well- it is safe and secure . Reviewed on: 9th June 2026

Very easy to use

Very easy to use and useful when purchasing items to spread the cost for a short period. Reviewed on: 9th June 2026

I find PayPal reliable and trustworthy .

I find PayPal reliable and trustworthy . It’s an excellent way to pay for most things . It’s very easy to use and straightforward . You have all the information you need in front of you when paying for an item . Reviewed on: 9th June 2026

Use of app and payment

Easy to up app and payments options have an easy to follow flow Reviewed on: 9th June 2026

Pay in 3 enables me to aquire things that otherwise...

Pay in 3 enables me to aquire things that otherwise I couldn't afford all at once. A brilliant financial tool with 0%APR. Great stuff! Reviewed on: 9th June 2026

Very easy way of spreading cost, lower limit is low...

Very easy way of spreading cost, lower limit is low enough to make it practical to use for all kinds of purchases. Reviewed on: 9th June 2026

Works perfectly

I have used Pay in 3 a few times, each time it was easy to setup and worked perfectly. I received clear emails throughout the short loan and it worked really well. Reviewed on: 9th June 2026

I have been using PayPal for years

I have been using PayPal for years for a means of paying for & receiving payments for eBay goods. More recently I have also used it as a means of spreading the cost over 3-months of other purchases. Reviewed on: 9th June 2026

Helping out

It really has helped me out a lot worrying about money but this has been a god send Reviewed on: 9th June 2026

outstanding customer service, quick and easy to use

outstanding customer service, quick and easy to use Reviewed on: 9th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from Buyline 4.38 from 26 reviews
Buy now pay later
from Clearpay 3.77 from 58 reviews
next 3step
from Next 4.18 from 5 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 145377 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub