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PayPal: Pay in 3 reviews

4.76
Based on 101,274 reviews, last reviewed 9th Aug 2026
90% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

My honest opinion Ive been with paypal for20 yrs now. I have found it a great way to pay for items over a period of time or completed transactions immediately versati... Read more Reviewed on: 9th August 2026
david aldham's avatar
david aldham

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101274)

Simple way to split payments, no hassle or interest.

5
Simple way to split payments, no hassle or interest. No encouragement to borrow more money, a great way to budget for essential purchases without a credit agreement. Reviewed on: 7th July 2026

The rates could be better like wise are

4
The rates could be better like wise are Reviewed on: 7th July 2026

seamless transaction and also reliable

5
seamless transaction and also reliable Reviewed on: 7th July 2026

Good service.

5
Good service. I use very often the option of 3 instalments wit no interest Reviewed on: 7th July 2026

Great payment processor

5
Use it all the time and speeds up checkout Reviewed on: 7th July 2026

Always had prompt delivery and service any probs sor...

5
Always had prompt delivery and service any probs sorted quickly Reviewed on: 7th July 2026

A Budget Lifesaver for Single Parents!,

5
As a single parent, PayPal Pay in 3 is an absolute game-changer for my monthly budget. It lets me spread the cost of bigger essentials—like school uniforms or a new microwave—into three interest-free payments.Budget-Friendly: Breaks big bills into manageable chunks.100% Free: Zero interest and no hidden fees.Stress-Free: Payments are automatic, so I never forget a due date.Instant Decision: Approvals happen in seconds at checkout.It gives me total peace of mind and keeps my bank account balanced. Highly recommend it to any parent trying to stretch their budget Reviewed on: 7th July 2026

Safe and reliable way to purchase and transfer

5
Safe and reliable way to purchase and transfer Reviewed on: 7th July 2026

Trustworthy and safe

5
I have always felt safe and protected using PayPal. I trust them due to the great customer service ive experienced in the past. I get email reminders of payments due which help me stay on track and feel safer Reviewed on: 7th July 2026

Easy way to pay , secure and hassle free

4
Easy way to pay , secure and hassle free Reviewed on: 7th July 2026

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