Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.759391035965545137 (75388 reviews)

View other PayPal products

4.76

Based on 75,306 reviews, last reviewed 22nd Jun 2026

4987600% increase in 5 star reviews

in the past 90 days

9200% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Money saving PayPal. I have used PayPal for many years, I use it also for payment to companies I do not know, this has proved positive S I have had several occasions over ... Read more Reviewed on: 22nd June 2026

Latest lowest rating:

1

Easy to Access and helps with payment PayPal pay in 3 is so easy to Access and it helps if you dont have the full amount to make a payment Reviewed on: 22nd June 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (75388)

Easy breezy not fussy

Easy to access, simple and straightforward. Reviewed on: 8th June 2026

Never had a problem, easy to use and secure

Never had a problem, easy to use and secure Reviewed on: 8th June 2026

Making Purchases More Manageable

I love that so many of the retailers I shop with offer PayPal Pay in 3 as a payment option. It makes it much easier to manage my spending by spreading the cost of purchases over time, while still allowing me to get the products I want when I need them. The app provides a clear and straightforward overview of upcoming payments, and the timely reminder emails help me stay on top of my commitments. Overall, it’s a convenient, transparent, and user-friendly service. Reviewed on: 8th June 2026

Makes bigger spends easier to handle

Makes bigger spends easier to handle Reviewed on: 8th June 2026

Great option without damaging your credit score

Easy to use, straightforward and effective Reviewed on: 8th June 2026

Pay in 3

I’ve used pay in 3 many times so easy to use. Any refunds have been issued fast. Very happy with this service. Reviewed on: 8th June 2026

Quick and easy process.

Quick and easy process. Happy with service provided. Reviewed on: 8th June 2026

Quick, easy payments

It’s a very quick and easy way to pay and it feels really safe. Reviewed on: 8th June 2026

PayPal is user friendly

PayPal was easy to use and I was able to use their pay in 3 services which was great as it gave me easy of mind and also gave me an alternate solution for something that I needed Reviewed on: 8th June 2026

Pay in 3 Rejection

Sometimes I have tried using paypal pay in 3 and it’s taken the money out of my account but then rejected the payment which was a bit annoying, but they didn’t send the money back pretty quickly. Reviewed on: 8th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Klarna 4.34 from 557 reviews
Buy Now Pay Later
from Duologi 4.30 from 14 reviews
Buy Now Pay Later (discontinued)
from Laybuy (inactive company) 2.91 from 34 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 144664 reviews
Payments
from PayPal 4.71 from 3756 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub