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PayPal: Pay in 3 reviews

4.76
Based on 75,032 reviews, last reviewed 22nd Jun 2026
4961500% increase in 5 star reviews
in the past 90 days
9100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best thing to happen in life . Best thing to happen in life .. very convenient Reviewed on: 22nd June 2026
Shubh's avatar
Shubh

Latest lowest rating:

2

Hard to contact customer services The experience was good until I had a problem and I couldn't make contact with anyone to help me. Reviewed on: 20th June 2026
Annette Terry's avatar
Annette Terry

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (75032)

Successful claim through PayPal, thank you.

4
Had to claim for a ticket purchased where the company went into receivership. We claimed through PayPal and it was all sorted. Fantastic, thank you. Reviewed on: 8th June 2026

Makes buying things easier by not having to pay in o...

4
Makes buying things easier by not having to pay in one go Reviewed on: 8th June 2026

Best way, Pay in 3

5
Recently I used pay in 3, was an amazing and wonderful way for payment without interest and can spread the price for 3 payments, definitely I will use this way again. Reviewed on: 8th June 2026

Reliable

5
If there is a PayPal option when buying online I will use PayPal 100% of the time, their pay in 3 is fantastic and I always feel safer using them! They have never let me down in over 10 years of use! Reviewed on: 8th June 2026

I've had many transactions and I've never had a prob...

5
I've had many transactions and I've never had a problem however I'd had a problem with a seller and PayPal got my money back with out any problems excellent customer service very professional and understanding. Reviewed on: 8th June 2026

Why not Pay in 3?

5
Why not Pay in 3? Simple. Logical. Safe. Reviewed on: 8th June 2026

I’ve used pay in 3 only a couple of times but always...

5
I’ve used pay in 3 only a couple of times but always found that I’m informed when a payment is going to be taken so I can budget for it. It’s very useful and the fact there is no interest is always a bonus. Reviewed on: 8th June 2026

Excellent Buy Now, Pay Later Option

4
The PayPal Pay in 3 option was very helpful, as it allowed me to spread the cost over three payments when I couldn’t afford to pay the full amount upfront. Reviewed on: 8th June 2026

Fast, efficient and easy to use.

5
Fast, efficient and easy to use. Simplicity of the app and immediate confirmation of entitlement. Reviewed on: 8th June 2026

Quick and easy.

5
Quick and easy. The best way to pay in instalments without interest. Reviewed on: 8th June 2026

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