Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: Pay in 3 reviews

View other PayPal products
4.76
Based on 74,865 reviews, last reviewed 21st Jun 2026
4945300% increase in 5 star reviews
in the past 90 days
9100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple to use and helps financially by spreading the... Simple to use and helps financially by spreading the cost over three months. This makes payments affordable which I wouldn't consider otherwise. Reviewed on: 21st June 2026
G K's avatar
G K

Latest lowest rating:

2

Hard to contact customer services The experience was good until I had a problem and I couldn't make contact with anyone to help me. Reviewed on: 20th June 2026
Annette Terry's avatar
Annette Terry
Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal Pay in 3 reviews (74866)

Pay in 3

5
It. Was good pay in 3 works well Reviewed on: 8th June 2026
Jos's avatar
Jos

easy to use

5
easy to use and makes christmas shopping affordable Reviewed on: 8th June 2026
robert's avatar
robert

Never had a problem allways easy to use

5
Never had a problem allways easy to use Reviewed on: 8th June 2026
Dee's avatar
Dee

Peace of mind

5
Never had any problems with PayPal. I will often choose PayPal over typing in my card details for peace of mind Reviewed on: 8th June 2026
Ben S's avatar
Ben S

Easy and convenient

5
It was easy and convenient to use and made a huge difference to me to be able to use it freely! Reviewed on: 8th June 2026
Harriet M's avatar
Harriet M

Quality of services

4
Good service and easy to contact sort out problems quickly and easily. Reviewed on: 8th June 2026
nallathamby sivarajah's avatar
nallathamby sivarajah

PayPal: Pay in 3 is such an easy to use experience.

5
PayPal: Pay in 3 is such an easy to use experience. I love how clear the payment plan is and the reminders you get of payments are helpful. It's a useful tool to help me afford things that I might otherwise not be able to buy and I have no worries about missing payments or interest because of the simplicity and clarity of the system. Reviewed on: 8th June 2026
Emily Court's avatar
Emily Court

Having once been nearly scammed PayPal were instrume...

5
Having once been nearly scammed PayPal were instrumental in stopping this happening Reviewed on: 8th June 2026
Christine W's avatar
Christine W

Reliable and Seamless Financial Management.

5
Reliable and Seamless Financial Management. I have been using PayPal for years, and it remains my go-to choice for online transactions. Whether I am shopping at major retailers, supporting small businesses, or splitting expenses with friends, the experience is consistently smooth and secure. PayPal has simplified how I handle my digital finances. It is a stable, trustworthy, and essential tool for anyone who does any amount of shopping or transferring online. Highly recommended! Reviewed on: 8th June 2026
Cecilia B's avatar
Cecilia B

Manageable payments

5
Always a smooth easy process to use PayPal pay in 3 and great value for money as no interest is charged making payments more manageable as in the current financial climate buying and spending can be hard Reviewed on: 8th June 2026
Kerry Wheeler's avatar
Kerry Wheeler

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill