Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 101,271 reviews, last reviewed 6th Aug 2026
104% increase in 5 star reviews
in the past 90 days
106% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

my payments online is safe & fast. i have been using paypal for most of my payments online and is safe & fast. Reviewed on: 6th August 2026
Sonia S's avatar
Sonia S

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101271)

Pay in 3 is so convenient for me, especially when bu...

5
Pay in 3 is so convenient for me, especially when buying something really expensive, and my application is always accepted, usually instantly. Highly recommended. Reviewed on: 7th July 2026

My experience was very good, I had the option to pay...

5
My experience was very good, I had the option to pay in 3 transactions with 0 interest. Reviewed on: 7th July 2026

PayPal provides me with a safe payment method.

5
PayPal provides me with a safe payment method. I like the availability of the option to pay in three for larger purchases. I can easily keep track of my spending. I like the interaction with relevant information being sent, and the notification if a different device is used. Reviewed on: 7th July 2026

Excellent customer service & service in general

5
Excellent customer service & service in general Reviewed on: 7th July 2026

I always use PayPal for piece of mind

5
Trying to get to an actual person was hard getting past the automated service, apart from that, when I got through service was excellent, my worries was sorted and the person from customer service was really helpful, I've always use PayPal and encourage anyone to use PayPal to pay, Thank you again PayPal for being there when something has gone wrong on my end Reviewed on: 7th July 2026

Great service

5
I use PayPal weekly as a means of money transfer, to friends, personal purchases and to spread costs - it’s fast and reliable. The only difficulty I have faced is when I receive money from PayPal, trying to transfer it into my banking account is challenging with a lot of errors Reviewed on: 7th July 2026

Reliable PayPal

5
I get all options to pay. Lot of brands give discount. Reviewed on: 7th July 2026

Great easy way and helps split the cost

5
Great easy way and helps split the cost Reviewed on: 7th July 2026

Easy to use, very clear how much and when payments a...

5
Easy to use, very clear how much and when payments are due Reviewed on: 7th July 2026

Use pay in 3 regularly to spread out cost of items.

5
Use pay in 3 regularly to spread out cost of items. Real easy to use. If you have the app setup for you for quick transactions, its just as easy as little buys, just clicking 1 button to pay in 3. Paypal has this nailed. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 181112 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products