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PayPal: Pay in 3 reviews

4.76
Based on 101,271 reviews, last reviewed 6th Aug 2026
104% increase in 5 star reviews
in the past 90 days
106% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

my payments online is safe & fast. i have been using paypal for most of my payments online and is safe & fast. Reviewed on: 6th August 2026
Sonia S's avatar
Sonia S

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101271)

It’s been incredibly convenient to have access to a...

5
It’s been incredibly convenient to have access to a Pay in 3 system for larger purchases. Simultaneously, customer service has always been very helpful from PayPal. The staff are always friendly and gave never failed to aid me Reviewed on: 7th July 2026

Any problems are dealt with promptly

5
Any problems are dealt with promptly Reviewed on: 7th July 2026

It is easy to pay with PayPal.

5
It is easy to pay with PayPal. Many traders acceptbpay pal Reviewed on: 7th July 2026

Excellent, contributing to my freedom and peace of m...

5
Excellent, contributing to my freedom and peace of mind. I have been using paypal for over 10 years. As a self-employed artist, being able to pay in 3 gave me freedom to travel last minute visiting my family in France whilst I didn't have the full budget for it. Reviewed on: 7th July 2026

Simple, Convenient, and Reliable

5
I’m 100% satisfied with PayPal Pay in 3. The application process was quick and easy, the payments have always been clear and straightforward, and everything has worked exactly as expected. It’s a convenient way to spread the cost of purchases without any hassle. I’ve had a great experience and would definitely recommend Pay in 3 to others. Reviewed on: 7th July 2026

Interest free

5
Pay pal interest free payment plan is a financial saviour Reviewed on: 7th July 2026

Excellent addition to PayPal.

5
Excellent addition to PayPal. I used it for the first time recently. With pay in 3 you can purchase your needs or treat yourself and still have a reserve for emergencies Reviewed on: 7th July 2026

Amazing way to pay safe and fast

5
Used payxin 3 used to recover cash from bad seller great service Reviewed on: 7th July 2026

easier and safer to use PayPal

5
I find it so much easier and safer to use PayPal rather than having to input my bank details. Reviewed on: 7th July 2026

Love paying in 3 interest free great

5
Love paying in 3 interest free with every purchase as it allows me to spread the cost more ! Reviewed on: 7th July 2026

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