Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 101,271 reviews, last reviewed 6th Aug 2026
104% increase in 5 star reviews
in the past 90 days
106% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

my payments online is safe & fast. i have been using paypal for most of my payments online and is safe & fast. Reviewed on: 6th August 2026
Sonia S's avatar
Sonia S

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101271)

PayPal 3 is a life saver

5
PayPal 3 is easy to use, once your all set up, it straight forward. I have used numerous times, even for large purchases. Reviewed on: 7th July 2026

Happy shopper

5
Been with paypal for many years any issues have been sorted with understanding payment by instalments are helpful when unexpected replacement items have to be purchased it is also regarded as a safe method to utilise especially in these days of 'dishonest scammers' Reviewed on: 7th July 2026

Ease of payment and easy refunds when required.

5
Ease of payment and easy refunds when required. Always infirmed when payments due and remaining balance on three payments Reviewed on: 7th July 2026

Paypal pay in 3

5
I've used pay in 3 a number of times because it's easy and more importantly interest free. Reviewed on: 7th July 2026

A fabulous way to spread the cost

5
This is a fabulous way to spread the cost on a more expensive purchase Reviewed on: 7th July 2026

Pay in three

5
Very easy to use claims process is very complicated and difficult to use Reviewed on: 7th July 2026

I haven't had any bad experience.

5
I haven't had any bad experience. If my account doesn't have enough money, they give me days to top up Reviewed on: 7th July 2026

Easy to use

5
Make it easier to purchase by spreading the cost over 3 months Reviewed on: 7th July 2026

Say to pay in 3..

5
I took out a pay in 3 it's minutes to say it's gone through great Reviewed on: 7th July 2026

I find using PayPal, especially friends and family o...

5
I find using PayPal, especially friends and family option is great Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 181111 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products