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PayPal: Pay in 3 reviews

4.76
Based on 101,271 reviews, last reviewed 6th Aug 2026
104% increase in 5 star reviews
in the past 90 days
106% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

my payments online is safe & fast. i have been using paypal for most of my payments online and is safe & fast. Reviewed on: 6th August 2026
Sonia S's avatar
Sonia S

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101271)

Simple and straightforward

5
So easy to use and straightforward hells with larger purchases Reviewed on: 7th July 2026

Helped me more than once when I didn't get goods I h...

5
Helped me more than once when I didn't get goods I had paid for. I also like the pay in 3 which helps spread the cost of more expensive purchases Reviewed on: 7th July 2026

Helpful customer support always get help when needed

4
Helpful customer support always get help when needed Reviewed on: 7th July 2026

Higher interest rates make it more difficult to pay...

4
Higher interest rates make it more difficult to pay back borrowing. Reviewed on: 7th July 2026

Big fan of PayPal

5
I'm a huge fan of PayPal, and I use it regularly to send money to my sister who lives abroad. Plus, when I'm shopping online, I always opt for PayPal for that extra layer of security. And, with the Pay in 3 option, it's been a total game-changer during tougher Financial Times. Reviewed on: 7th July 2026

good customer service

5
I have alway had good customer service and trust making payments through PayPal Reviewed on: 7th July 2026

Good way of paying for items 3 easy payments makes i...

5
Good way of paying for items 3 easy payments makes it good to help you spread your money round Reviewed on: 7th July 2026

Trust pay in 3

5
I have paid a few times with PayPal pay in 3 when I needed a little more time. I got scheduled update on next payment and no interest incurred. The gift was greatly received. I would 100% recommend as it will help build your credit rating Reviewed on: 7th July 2026

Perfect way to shop and pay

5
Since I started using PayPal never looked back great service in every way Reviewed on: 7th July 2026

Excellent pay in 3 facility and Excellent support

5
Excellent pay in 3 facility and support when their is a problem with purchases is excellent. Reviewed on: 7th July 2026

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