Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 73,869 reviews, last reviewed 19th Jun 2026
4851400% increase in 5 star reviews
in the past 90 days
9000% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Only started using PayPal recently but it has given... Only started using PayPal recently but it has given me a new way of shopping Reviewed on: 19th June 2026
Kerry D's avatar
Kerry D

Latest lowest rating:

1

Everything about them is awful. Everything about them is awful. Always changing the goal posts. Let people pay through the app they request and as soon as they do your money is embar... Read more Reviewed on: 18th June 2026
M L B's avatar
M L B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (73869)

Paypal Pay in 3 is so easy to use.

5
Paypal Pay in 3 is so easy to use. It's a brilliant experience to be able to spread the cost without any complicated application process. I've used it dozens of times and never had any problems with the service. It's great to have it manageable via the PayPal app. Reviewed on: 8th June 2026

PayPal is a quick and safe,secure site have recommen...

5
PayPal is a quick and safe,secure site have recommended PayPal to friends and family Reviewed on: 8th June 2026

Fantastic idea.

5
Fantastic idea. I use this more than any other spending way. Makes it easy spreading payments over 3 months. My whole family use this as its so easy to use. Reviewed on: 8th June 2026

Easy to use and spread the cost

5
I have always found pay in 3 easy to use, and it helps if i need to spread the cost. But its also easy to pay it off quicker if i want to. Reviewed on: 8th June 2026

Best payment method

5
Very good Service.I use PayPal for more than 10 years and never felt any disappointment in any circumstance. Reviewed on: 8th June 2026

I used the buy now pay over three months options whi...

5
I used the buy now pay over three months options which has helped spread the costs of purchases and been a very usefull way of paying for flights or larger consumer purchases. It is easy to understand and easy to balance with all information being clear Reviewed on: 8th June 2026

Good experience used PayPal on most of my purchases

5
Good experience used PayPal on most of my purchases Reviewed on: 8th June 2026

Safe hands Paypal

5
I have been using PayPal for everything for a few years now and swear by it. In today’s scary times I feel safe with PayPal. For more expensive items I use pay in three,it’s so easy to use and very helpful to be able to stagger payments. I would recommend to anyone and have done in the past. Reviewed on: 8th June 2026

Convenience Security for UK Users

5
Core function: It acts as a digital wallet and payment intermediary you link your bank account, debit credit card, or keep balance in your account to send receive money without sharing your full financial details with every seller. ​ Online shopping: Widely accepted globally and across UK retailers offers buyer protection for eligible purchases. Reviewed on: 8th June 2026

I always feel secure using the pay pal app when payi...

5
I always feel secure using the pay pal app when paying for goods online, and the pay in 3 instalments is a great way of spreading the bill. Reviewed on: 8th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 142839 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3755 reviews
    PayPal
  • Credit card

    from PayPal 4.69 from 98 reviews
    PayPal
    View all products