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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101271 reviews)

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4.76

Based on 101,271 reviews, last reviewed 6th Aug 2026

104% increase in 5 star reviews

in the past 90 days

106% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

my payments online is safe & fast. i have been using paypal for most of my payments online and is safe & fast. Reviewed on: 6th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101271)

Lots of flexibility and options.

Lots of flexibility and options. The new rewards programme is fab! Use PayPal for most purchase as very trustworthy. Reviewed on: 7th July 2026

I have been using PayPal for many years now and they...

I have been using PayPal for many years now and they are my go to when I need to pay for things in a safe and secure way. I have also used the PayPal pay in 3 option and again very pleased with that option too. I will continue with PayPal without doubt. Reviewed on: 7th July 2026

Not realise the -£70 odd but had issues paying back

I didn't realise I had minus 70 odd pounds on PayPal it was a pain to pay back as it would not except my bank card. Only took a letter from their solicitor to pay ot back that way. Reviewed on: 7th July 2026

PayPal has always been a great service for me.

I've used PayPal for years and it's always been easy to use, I've felt safe using my finances with PayPal and their Pay in 3 option enables more freedom in purchasing and repayments. Reviewed on: 7th July 2026

Value and excellence

Never any problems or issues , always paid on time No fee to pay in 3, what’s not to love Reviewed on: 7th July 2026

Great service and makes paying for things more affor...

Great service and makes paying for things more affordable Reviewed on: 7th July 2026

Excellent way to purchase items without the full cos...

Excellent way to purchase items without the full cost upfront. Would recommend this service to all looking for this service. Reviewed on: 7th July 2026

Dependable

I have never had any worries with Pay Pal. I know I can rely on them every time. Reviewed on: 7th July 2026

Always use PayPal to add extra security to my purcha...

Always use PayPal to add extra security to my purchases Reviewed on: 7th July 2026

The option helped me when I needed it.

The option helped me when I needed it. I like that it is interest free. However I missed a payment once and I felt they were too quick to take action that was out of proportion. Reviewed on: 7th July 2026

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