Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 101,271 reviews, last reviewed 6th Aug 2026
104% increase in 5 star reviews
in the past 90 days
106% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

my payments online is safe & fast. i have been using paypal for most of my payments online and is safe & fast. Reviewed on: 6th August 2026
Sonia S's avatar
Sonia S

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101271)

Pay in 3 - First time use

5
I am not somebody who uses this kind of finance often. I was waiting for a GPU to restock, as it happens when it did it was the only one and Pay in 3 gave me the oppertunity to secure it without going over budget. I received notifications in advance of payments being due so I did not overspend beforehand. Reviewed on: 7th July 2026

PayPal is easy to use, they are trustworthy and pay...

5
PayPal is easy to use, they are trustworthy and pay in 3 means the cost of things can be split to ease financial constraints. Win win win! Reviewed on: 7th July 2026

Quick efficient payments no beating around the bush...

5
Quick efficient payments no beating around the bush question answered swiftly Reviewed on: 7th July 2026

PayPal is great

5
PayPal is a secure and convenient way to pay! Reviewed on: 7th July 2026

Most trusted and reliable platform

5
Most trusted and reliable platform Reviewed on: 7th July 2026

Very helpful and a very good option.

5
Very helpful and a very good option. Reviewed on: 7th July 2026

Helps with the costly things in life

5
Quick, easy transactions, helps with the costly things in life by spreading payments. I've used pay in 3 so many times, its a fantastic service. Reviewed on: 7th July 2026

It's good to be able to split a payment into 3 inter...

5
It's good to be able to split a payment into 3 interest free installments. Good to spread the cost. Reviewed on: 7th July 2026

Use pay in 3 a fair bit and it’s always a brilliant...

5
Use pay in 3 a fair bit and it’s always a brilliant way to buy the smaller items over a period of time interest free Reviewed on: 7th July 2026

Helping hand in life

5
Allowed me to live my life without worry of having enough in my account as well as being able to enjoy things Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 181110 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products