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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101271 reviews)

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4.76

Based on 101,271 reviews, last reviewed 6th Aug 2026

104% increase in 5 star reviews

in the past 90 days

106% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

my payments online is safe & fast. i have been using paypal for most of my payments online and is safe & fast. Reviewed on: 6th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101271)

Easy to use and I like the option of paying it off e...

Easy to use and I like the option of paying it off early. Reviewed on: 7th July 2026

Used PayPal for years.

Used PayPal for years. Always super easy and latterly have been using their 3 x payment option, helps spread cost of my purchase with no added interest, perfect! Reviewed on: 7th July 2026

Very good and convenient.

Very good and convenient. Easy to navigate Reviewed on: 7th July 2026

very simple and easy to use.

very simple and easy to use. Interest free installments and no surprise fees. Always notified when payments are made so never stressing about it Reviewed on: 7th July 2026

Love PayPal!

Whenever I’ve had a dispute with a retailer, PayPal have had my bank, making sure a happy resolution was reached. Both sending and receiving money couldn’t be simpler. PayPal is my go to payment method, and my preferred way to receive funds, especially from overseas. Reviewed on: 7th July 2026

Amazing!

PayPal literally couldn’t make it any easier for you to pay in instalments Reviewed on: 7th July 2026

Have never been let down with PayPal.

Have never been let down with PayPal.. money is instantly in bank and sent instantly no messing about or waiting, also the pay in 3 is an absolute game changer when I want to get something a bit pricey Reviewed on: 7th July 2026

I can not use anymore even though I have paid on tim...

I can not use anymore even though I have paid on time or earlier Reviewed on: 7th July 2026

Paypal is very helpful in spreading costs and helpin...

Paypal is very helpful in spreading costs and helping manage money and get more for your money too! Only thing I'd like to improve is the ease of use , website and app. It's hard to see where you are with PayPal credit and difficult to pay specific bills. Reviewed on: 7th July 2026

Easy to use with no surprises

I’ve used PayPal Pay in 3 several times and found it to be a simple and convenient way to spread the cost of purchases. The application was quick, payments were taken on schedule, and everything was clearly shown in the app. As long as you make payments on time, it’s a hassle-free service that I’d be happy to use again. Reviewed on: 7th July 2026

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