Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 101,263 reviews, last reviewed 6th Aug 2026
108% increase in 5 star reviews
in the past 90 days
120% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The protector I always use PayPal as it’s the safest way to protect my purchases and it helps me sleep better at nights. It’s also very simple to use without being ... Read more Reviewed on: 6th August 2026
Don M's avatar
Don M

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101269)

Pay in 3 is the best thing ever.

5
Pay in 3 is the best thing ever. It is safe, approval is given quite quickly, and the option is very convenient as it allows me to spread the cost of those large purchases. Reviewed on: 7th July 2026

it was very gooexd and very helpful with the pay...

5
it was very good and very helpful with the pay in 3 Reviewed on: 7th July 2026

simple to operate and helpful when working on a budget

5
simple to operate and helpful when working on a budget Reviewed on: 7th July 2026

Easy, Reliable & Flexible

5
I’ve had a really positive experience using PayPal Credit. The application process was straightforward, and it’s been a convenient way to spread the cost of larger purchases. The app and website are easy to use, making it simple to keep track of payments and manage my account. What I appreciate most is the flexibility it offers and the peace of mind that comes with using a trusted provider. Everything has been clear and transparent, with no unexpected surprises, and customer service has always been helpful when I’ve needed assistance. I’d happily recommend PayPal Credit to anyone looking for a reliable and easy-to-use finance option. Overall, it’s been an excellent experience. Reviewed on: 7th July 2026

Its very helpful and make payments very easy

5
Its very helpful and make payments very easy Reviewed on: 7th July 2026

Easy to set up, can be super helpful at hard times!

5
Easy to set up, can be super helpful at hard times! Flexibility without commitment to conventional 'credit'. Feels safe Reviewed on: 7th July 2026

Very easy and user friendly service

5
Very easy and user friendly service Reviewed on: 7th July 2026

Easy to use, pay in 3 payments interest free.

5
Easy to use, pay in 3 payments interest free. great communication. Reviewed on: 7th July 2026

PayPal is the best !.

5
I’ve never had an issue with PayPal. They are the easiest ways to pay nowadays and it’s always quick and simple and extremely helpful if I’m short of money in the month. Reviewed on: 7th July 2026

First company to make it easier to pay.

5
First company to make it easier to pay. I’ve used PayPal since the beginning when few retailers were offering it. It’s so quick and easy to part with your money! Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 181106 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products