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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101269 reviews)

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4.76

Based on 101,263 reviews, last reviewed 6th Aug 2026

108% increase in 5 star reviews

in the past 90 days

120% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The protector I always use PayPal as it’s the safest way to protect my purchases and it helps me sleep better at nights. It’s also very simple to use without being ... Read more Reviewed on: 6th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101269)

We love PayPal

I've used Paypal for years and never once had any issues with it. It's quick, user friendly and a go to for all things money related Reviewed on: 7th July 2026

"I have used PayPal's 'Pay in 3' service and found t...

"I have used PayPal's 'Pay in 3' service and found the experience to be very smooth. It has been genuinely helpful for my finances, as it provided me with the flexibility to spread the cost over three months to complete my payment Reviewed on: 7th July 2026

Easy and fast to spread payments and make more affor...

Easy and fast to spread payments and make more affordable Reviewed on: 7th July 2026

I found it easy to use there are safeguards in place...

I found it easy to use there are safeguards in place but at the end of the day everybody needs to be sure they don't overspend and make it bad for themselves the the company supporting their spending Reviewed on: 7th July 2026

Easy to use!

Easy to use clear guidance. Regular correspondence when payment is due. Very convenient way of spreading the cost of purchase. Reviewed on: 7th July 2026

Always had positive interactions with PayPal.

Always had positive interactions with PayPal. Larger purchases paid in 3 interest free instalments has been very helpful. Reviewed on: 7th July 2026

Following a number of pay in three transactions

Following a number of pay in three transactions I can say the procedure is easy to follow, help is available, all transactions have been completed with no problems. Being of the older generation I find this method of payment simple and convenient to use. I have no hesitation in recommending pay in three to anyone. Reviewed on: 7th July 2026

I’ve always had a good experience using PayPal, inst...

I’ve always had a good experience using PayPal, instant transfers and they provide finance like helping me complete payments by letting me pay in installments of 3. PayPal is so good I’ve never had a reason to contact customer care. Thank you PayPal! Reviewed on: 7th July 2026

Easy and convenient to use.

Easy and convenient to use. Great for paying someone instantly. No hassle. Reviewed on: 7th July 2026

I like the concept of paying the money in three inst...

I like the concept of paying the money in three installment. It is good for the students like me. Reviewed on: 7th July 2026

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