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PayPal: Pay in 3 reviews

4.76
Based on 101,263 reviews, last reviewed 6th Aug 2026
108% increase in 5 star reviews
in the past 90 days
120% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The protector I always use PayPal as it’s the safest way to protect my purchases and it helps me sleep better at nights. It’s also very simple to use without being ... Read more Reviewed on: 6th August 2026
Don M's avatar
Don M

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101267)

More than just a Pal

5
Great customer service terms and conditions. I feel I can rely on PayPal should a transaction go wrong. It can be a financial upset when a seller is dishonest but with PayPal they are always on your side and can be relied upon to help and support you Reviewed on: 7th July 2026

Used pay in three several times and service is good...

5
Used pay in three several times and service is good they let youu know when the second and third payments are due to go out Reviewed on: 7th July 2026

Excellent, everything straightforward and simple.

5
Excellent, everything straightforward and simple. Pay in 3 particularly good . Reviewed on: 7th July 2026

Never any problems with PayPal.

5
Never any problems with PayPal. So safe. I always pay with PayPal when I can. Reviewed on: 7th July 2026

I have been cheated out of £80 from a company that i...

1
I have been cheated out of £80 from a company that is known for it i put a claim in and PayPal turned it down in favour of the company I appealed and again PayPal refused me Reviewed on: 7th July 2026

Trust PayPal with any problems you may have

5
PayPal, have helped me get my money back from a seller. The seller kicked up a fuss but i had photos to prove the item was broken. You can trust PayPal weather you are a buyer or seller. The offer they give you to pay in 3 mouths which is great. Reviewed on: 7th July 2026

Have confidence in Paypal ...

5
Paypal always provides regular updates and answers all queries quickly. Reviewed on: 7th July 2026

PayPal is reliable and easy to use.

5
PayPal is reliable and easy to use. Give it a try. Reviewed on: 7th July 2026

I have been a customer for decades

5
I have been a customer for decades, paypal has evolved into a very mature platform for all kinds of finance. Reviewed on: 7th July 2026

Easy to pay and helpful

5
The application process was quick, and I received an instant decision. The payments are taken automatically, and I can keep track of everything through the PayPal app. It’s a convenient option when I need a bit more flexibility, but I always make sure I can afford the repayments before using it. Overall, I would recommend it to anyone looking for a simple and interest-free way to spread the cost of purchases.” Reviewed on: 7th July 2026

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