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PayPal: Pay in 3 reviews

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4.93
Based on 51,817 reviews, last reviewed 18th May 2026
2777500% increase in 5 star reviews
in the past 90 days
5400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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5%
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1%
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0%
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Latest highest rating:

5

Excellent experience with Paypal Excellent experience with Paypal Reviewed on: 18th May 2026
Damian S's avatar
Damian S

Latest lowest rating:

1

Easy short term borrowing I've never had any troubles it means in these days of monthly pay you caN if necessary get things you may need and pay it or part of it when u get pai... Read more Reviewed on: 17th May 2026
Tallperson's avatar
Tallperson
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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (51817)

Always fair, accurate service.

5
Always fair, accurate service. Very quick response when in need of assistance. Always trying to solve any issues to the customer’s benefit. Reviewed on: 19th April 2026
Brigita Gumbyte's avatar
Brigita Gumbyte

I used PayPal Pay in 3 expecting it to give some fle...

5
I used PayPal Pay in 3 expecting it to give some flexibility during a difficult financial period. Instead, it added pressure at a time when I had very limited access to funds. There is very little consideration for real-life situations where someone may temporarily struggle. The system feels rigid and transactional, rather than responsive to actual circumstances. What stands out most is the lack of human understanding. You are treated as a position in a system, not as a person with a changing situation. In my case, I had already tried to access support through other routes and was refused, which made this even more stressful. There is no space within Pay in 3 to reflect that kind of reality or to pause and respond to it. For a service that is meant to help with managing payments, the experience can quickly become overwhelming if your situation shifts even slightly. Reviewed on: 19th April 2026
Yelena K's avatar
Yelena K

Excellent customer service and always efficient at r...

5
Excellent customer service and always efficient at resolving issues Reviewed on: 19th April 2026
Nicola 's avatar
Nicola

I have always had a great experience with PayPal

5
I have always had a great experience with PayPal Reviewed on: 19th April 2026
Anne S's avatar
Anne S

Never had a problem using PayPal

4
Never had a problem using PayPal Reviewed on: 19th April 2026
Nick L's avatar
Nick L

Best payment service ever

5
I have used PayPal for years and love that you can pay in three which makes things affordable. I have never had any problems with PayPal and have always had excellent customer support. Reviewed on: 19th April 2026
Sylvia Scott's avatar
Sylvia Scott

Super helpful.

5
I’ve never owed a penny or had a loan which I found out meant no credit for me . PayPal is totally different and I’ve used the pay in 3 offer several times and it’s perfect. Reviewed on: 19th April 2026
Shane T's avatar
Shane T

PayPal Great things will happen

5
I really enjoy using PayPal it’s easy to navigate and it’s always been my go too. Love building my points and so handy they offer pay in 3 it’s help us as a family to be able to afford item in an emergency when money is low! Keep continuing to great things! Reviewed on: 19th April 2026
Scott B's avatar
Scott B

It’s smooth transaction through the option provided

5
It’s smooth transaction through the option provided Reviewed on: 19th April 2026
John smith 's avatar
John smith

PayPal has always been a great service

5
PayPal has always been a great service to use for many years. I will continue yo use them for many transactions Reviewed on: 19th April 2026
Stacey B's avatar
Stacey B

Review PayPal: Pay in 3 now

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