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PayPal: Pay in 3 reviews

4.76
Based on 101,256 reviews, last reviewed 2nd Aug 2026
186% increase in 5 star reviews
in the past 90 days
208% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Easy and reliable way to buy and sell . Easy and reliable way to buy and sell . Reviewed on: 2nd August 2026
Marek L's avatar
Marek L

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101256)

Any queries were dealt with smoothly.

5
Any queries were dealt with smoothly. Reviewed on: 7th July 2026

wonderful

5
it was a good experience and easy process throughout the purchase Reviewed on: 7th July 2026

Best way to pay with peace of mind

5
Really great platform to pay almost on every platform with complete trust and transparency. A really good option to pay over the time if you are not in position to pay at once. Really helpful Reviewed on: 7th July 2026

Always use it, its the go to for any financial trans...

5
Always use it, its the go to for any financial transaction, or any transaction you dont fully trust Reviewed on: 7th July 2026

Great for spreading the costs of bigger purchases

5
Very easy to set up for those slightly bigger purchases and I'm wanting to spread the costs Reviewed on: 7th July 2026

Simple to use

5
Simple to use app, all good , clear display and good options. Easy to track purchases and make extra payments to complete the purchase earlier. Instant decision and can track delivery Reviewed on: 7th July 2026

Simple, fast and surprisingly useful

5
PayPal Pay in 3 is the kind of payment option that doesn’t make a fuss. It breaks your purchase into three clear monthly chunks, no interest, no drama, and no confusing fine print. It’s fast to use, sits neatly inside your PayPal account, and makes mid‑priced buys feel a lot more manageable. The catch is its convenience — it’s very easy to click without thinking. And not every retailer supports it, so sometimes it disappears at checkout. But when it’s available, it’s one of the smoothest buy‑now‑pay‑later tools around. A solid choice for anyone who wants flexibility without getting tangled in full credit agreements. Reviewed on: 7th July 2026

Easy to access.

5
Easy to access. Easy to complete purchases. Works with a variety of partners. Reviewed on: 7th July 2026

Easy and simple to use.

4
Easy and simple to use. No complications Reviewed on: 7th July 2026

PayPal is a user friendly service

5
I always use PayPal for payments because I trust the service. I have always found that PayPal is experienced and is a fast and efficient service. Reviewed on: 7th July 2026

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