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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101256 reviews)

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4.76

Based on 101,256 reviews, last reviewed 2nd Aug 2026

186% increase in 5 star reviews

in the past 90 days

208% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

Easy and reliable way to buy and sell . Easy and reliable way to buy and sell . Reviewed on: 2nd August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101256)

PayPal pay in 3 helps out a lot when you need someth...

PayPal pay in 3 helps out a lot when you need something but don’t want to be hit financially that month. The 0% interest really helps when other companies will add interest Reviewed on: 7th July 2026

Good experience

My experience is very good.everything is explained to the full . Reviewed on: 7th July 2026

Easy and straight forward to use.

Easy and straight forward to use. Reviewed on: 7th July 2026

Household cash flow saviour

Pay in 3 is a great way for me to spread the cost of my expenses across the month, especially when I get paid at different times. It helps me deal with household cash flow and some months I would struggle to live and do the things I want to do without it. Reviewed on: 7th July 2026

Fantastic way to spread payments

I have found it so helpful to use Pay in 3 to defer a full payment between months. It's really easy to select when in the checkout section so I have often used it to help spread payments. It's great that it is not a credit agreement, as, personally I only use it for small to medium payments. I have nothing negative to say about the service. Reviewed on: 7th July 2026

I find it easy to use

I found it easy to to use pay in 3 and was always told of my next payment. Reviewed on: 7th July 2026

Safe and Easy Payment .

Quickest safest and easiest way to both pay and receive money Reviewed on: 7th July 2026

Love pay in 3 very easy to use and helps...

Love pay in 3 very easy to use and helps budget Reviewed on: 7th July 2026

Makes me feel my purchases are safe and I can query...

Makes me feel my purchases are safe and I can query anything I am not happy with Reviewed on: 7th July 2026

What l like the most is the quick resolution of any...

What l like the most is the quick resolution of any disputes. You as buyer are protected, along with your money. Scam -safe way of paying for services or products. Also, recently l started using the instalment system. Reviewed on: 7th July 2026

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