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PayPal: Pay in 3 reviews

4.76
Based on 101,255 reviews, last reviewed 1st Aug 2026
192% increase in 5 star reviews
in the past 90 days
208% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent I only try to use PayPal as I feel it’s... I only try to use PayPal as I feel it’s much safer Reviewed on: 1st August 2026
Clare S's avatar
Clare S

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101255)

Easy to use app, great customer service, very conven...

5
Easy to use app, great customer service, very convenient. Reviewed on: 7th July 2026

Pay in 3 is excellent and helps me buy more

5
Pay in 3 is excellent and helps me buy more Reviewed on: 7th July 2026

Great way to spread your payment

5
Great way to spread your payment Reviewed on: 7th July 2026

I’ve been using PayPal Pay in 3 for a while now, and...

5
I’ve been using PayPal Pay in 3 for a while now, and it’s a great tool for managing larger purchases. The process is seamless—you get an instant decision at checkout, and the payments are automatically deducted, so you don’t have to worry about missing a due date. It’s interest-free, which is a huge plus compared to standard credit cards. My only advice is to keep track of your spending so you don't end up with too many installments hitting your account at once. Overall, a very reliable and convenient service. Reviewed on: 7th July 2026

Easy to use

5
I have been using pay pal for many years and I love how easy it is. Reviewed on: 7th July 2026

Only issue is, I have paid my pay in 3 off early, I...

5
Only issue is, I have paid my pay in 3 off early, I wanted to use it again but would no let me. No one could give me a answer as to why. Reviewed on: 7th July 2026

Buying the helpful way

5
Have had many deals with PayPal and would like to say they have succeeded every time to make my experiences easy to handle clear very helpful in every way couldn’t wish to deal with a better company . Reviewed on: 7th July 2026

Always easy to use and a great and safe way to send...

5
Always easy to use and a great and safe way to send and accept money! Reviewed on: 7th July 2026

Why I Wouldn’t Shop Online Without PayPal

5
I’ve used PayPal for years, and it’s one of those services you don’t really appreciate until you need it. Whether I’m buying online, sending money, or spreading the cost with flexible payment options, it just works—quickly, securely, and without fuss. It’s a brand that’s earned its reputation. You recognise the name, you trust it, and there’s genuine peace of mind knowing your financial details aren’t being handed out to every website you visit. The checkout is so fast that my coffee sometimes hasn’t finished brewing before I’ve completed my purchase. The flexible payment options are a real bonus too, making it easier to manage bigger purchases without unnecessary hassle. In a world where convenience and security matter more than ever, PayPal strikes the balance perfectly. If you’ve somehow managed to avoid using PayPal until now, you’re missing out. It’s fast, trusted, secure, and built for the way we shop today and tomorrow. Future-proof your finances and make life that little bit easier. You won’t look back. Reviewed on: 7th July 2026

Easy to use and very convenient.

5
Easy to use and very convenient. Confident that it is safe and secure. Reviewed on: 7th July 2026

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