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PayPal: Pay in 3 reviews

4.93
Based on 51,488 reviews, last reviewed 16th May 2026
2747500% increase in 5 star reviews
in the past 90 days
5300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good service I have always been very pleased with the service from PayPal. When I had a problem with a transaction they were quick to respond and sorted out the pr... Read more Reviewed on: 16th May 2026
Jill T's avatar
Jill T

Latest lowest rating:

2

Doesn’t Value Customer Loyalty Had a house fire in 2024 the day after I did food shopping using my pay 3. I didn’t even get to eat the food, I had just came out of the hospital and ... Read more Reviewed on: 16th May 2026
Ninny's avatar
Ninny

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (51488)

Pay in 3 has been a life saver for me as some months...

5
Pay in 3 has been a life saver for me as some months I've not had enough money for food ,so having the option to split the payments has been a great help in seeing us through the month . Reviewed on: 18th April 2026

Very good I use a lot especially credit

4
Very good I use a lot especially credit Reviewed on: 18th April 2026

Easy to use and option to pay in 3

5
Easy to use and option to pay in 3 Reviewed on: 18th April 2026

Has been useful for credit and spreading payments

5
Has been useful for credit and spreading payments Reviewed on: 18th April 2026

Quick reliable online shopping experience

5
The user interface for the app is a little more complicated than I’d like with some navigation options harder to find but over all the service is good and makes paying for and tracking online purchases easier and faster. Reviewed on: 18th April 2026

Great option

5
Great option for purchases when you need to spread the cost - easy to access and no faffing about. Reviewed on: 18th April 2026

Used pay in 3 many times.

5
Used pay in 3 many times. Never any issues even worth returned items Reviewed on: 18th April 2026

Love using PayPal, feel very secure and reliable

5
Love using PayPal, feel very secure and reliable Reviewed on: 18th April 2026

Pay in 3 CLUTCH

5
Pay in 3 has helped me a lot and always comes in clutch when I have to split a big order into 3 Reviewed on: 18th April 2026

Pay in 3

4
Pay in 3 is easy to use but it’s confusing when you go back to the retailer and it asks you to pay the full amount Reviewed on: 18th April 2026

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