Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 101,255 reviews, last reviewed 1st Aug 2026
192% increase in 5 star reviews
in the past 90 days
208% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent I only try to use PayPal as I feel it’s... I only try to use PayPal as I feel it’s much safer Reviewed on: 1st August 2026
Clare S's avatar
Clare S

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101255)

Always easy to deal with.

5
Always easy to deal with. Pay in 3 is great way how to make bigger purchases without feeling like you are spending a fortune. If I have trouble with a retailer PayPal always sorts it out straight away and I get my money back immediately. Just wonderful! Reviewed on: 7th July 2026

No Faffing about!

5
It's just so easy with PayPal. Once you're set up, there's no constant faffing about putting credit card details in every time you make a purchase, it's just "BISH, BASH, BOSH", you're done, JACKPOT! Reviewed on: 7th July 2026

I frequently use pay in three.

5
I frequently use pay in three. It allows me to spread the cost of things with no interest. Allowing me to keep a buffer in my bank for unexpected cost that may pop up. Rather than using my savings. It’s worked really well for me. Reviewed on: 7th July 2026

Very good, everything goes smoothly

5
Very good, everything goes smoothly Reviewed on: 7th July 2026

Great service all the time.

5
Great service all the time. Never had any issues . Reviewed on: 7th July 2026

Very easy to move money around and send abroad

5
Very easy to move money around and send abroad Reviewed on: 7th July 2026

Absolutely a god send would be lost without it

5
Absolutely a god send would be lost without it Reviewed on: 7th July 2026

Pay in 3 with Paypal.

5
Its very helpful to have pay in 3 at times when you spot something you really need & could use to solve a problem without having to wait until your next payday, it saves you the worry of going overdrawn on your account or borrowing the money from a feiend. Reviewed on: 7th July 2026

I’ve always had a great experience using PayPal

5
I’ve always had a great experience using PayPal Reviewed on: 7th July 2026

PayPal is an excellent platform for providing flexib...

5
PayPal is an excellent platform for providing flexible credit with a fast and easy approval process Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 181090 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products