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PayPal: Pay in 3 reviews

4.93
Based on 51,375 reviews, last reviewed 16th May 2026
2737000% increase in 5 star reviews
in the past 90 days
5300% increase in 1 star reviews
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Latest highest rating:

5

I've had no trouble with PayPal at all for years. I've had no trouble with PayPal at all for years.im a happy customer. Reviewed on: 16th May 2026
Richard g's avatar
Richard g

Latest lowest rating:

1

You took money out of my account on numerous times,... You took money out of my account on numerous times, then said I was fair to make payments when i had purchased anything. I eventually got my mortgage ... Read more Reviewed on: 16th May 2026
Steve 's avatar
Steve

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (51375)

Handy tool to fall back on

5
Paypal 3 in 1 is a tool I use often I can have 2 or 3 at the same time.When you know its just the first payment coming off makes all the difference.I rarely go over £100 and when I do I try and pay them early.Paypal 3 in 1 has made me life a bit easier considering the cost of living is still going on. Reviewed on: 18th April 2026

I have always had help every time I have been InTouc...

5
I have always had help every time I have been InTouch,and 9 out of 10 time it gets sorted out Reviewed on: 18th April 2026

Safe to use to protect your buying .

5
Safe to use to protect your buying . Resolution centre is excellent for any problems with a purchase Reviewed on: 18th April 2026

I highly recommend opening an account

5
PayPal is excellent and I use it for online purchasing whenever it is available. Reviewed on: 18th April 2026

Best service ever

5
Easy to use app, the payment system is excellent, and the choice given is even better. I can plan my expenses, divide them in installments and am always informed before a payment comes out. All interest free. Best service ever. Reviewed on: 18th April 2026

Pay in 3 was a great option for me around Christmas...

5
Pay in 3 was a great option for me around Christmas time, it allowed me to spread my costs and not have to rely on credit cards, at a time when we are under more financial pressure. Reviewed on: 18th April 2026

Simple way to spread the cost

5
I used PayPal Pay in 3 for a purchase where I wanted a bit more flexibility without putting everything on my card at once. The process was straightforward, the repayment schedule was clear, and it was easy to see when each payment would be taken. I also liked having it linked to PayPal, as it made checkout feel familiar and quick. It worked well for budgeting a larger purchase across a few months. The main thing is just making sure you keep track of the payment dates, but overall my experience was smooth and convenient. Reviewed on: 18th April 2026

I a a relatively new user but I really love both the...

5
I a a relatively new user but I really love both the app and having a physical card. A great bank Reviewed on: 18th April 2026

Easy and simple to use.

5
Easy and simple to use. Great idea tp do if you need to split up payments. App is great and easy to navigate to find your plan. Reviewed on: 18th April 2026

Has helped me to afford holiday flights

5
Has helped me to afford holiday flights Reviewed on: 18th April 2026

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