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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101255 reviews)

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4.76

Based on 101,254 reviews, last reviewed 1st Aug 2026

194% increase in 5 star reviews

in the past 90 days

208% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent service I have used PayPal 22 years without any problems. Reviewed on: 1st August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101255)

Brilliant, seamless!

Brilliant, seamless! Highly recommend the service and the pay over 3 really eased things. Reviewed on: 7th July 2026

3 good reasons to use Pay in 3

Always confident to use PayPal due to its online safety and security. I have had occasion to use PayPal in order to claim back money paid to a company that seemed legitimate but didn't supply a watch I purchased. PayPal investigated and reimbursed my loss. Recently I did use the " pay in 3 service" . What a great way to pay . 1 You know the purchase value . 2 you know how many payments and when. 3 no interest. What could be a better way to spread costs safely. Reviewed on: 7th July 2026

Great service easy and secure service.

Great service easy and secure service. Reviewed on: 7th July 2026

You get what you put in - no extra cost.

You get what you put in - no extra cost. Reviewed on: 7th July 2026

Had no issues at all any problems i had was sortes s...

Had no issues at all any problems i had was sortes straught away Reviewed on: 7th July 2026

Positive experience of PayPal Pay in 3.

I’ve had a great experience using PayPal Pay in 3. The application process was quick and straightforward and I was given a decision straight away for approval. Splitting larger purchases into three interest-free payments has made it much easier for me to make purchases and not be stressed about large amounts coming out especially in the cost of living crisis. It can be great for kids birthday gifts or any essential items without paying upfront. I like how clear the app is with the scheduled payments. Reviewed on: 7th July 2026

I know of no other means of safely and securely and...

I know of no other means of safely and securely and flexibly paying for purchases that comes close to PayPal. With options like pay-in-3 as well and the ease with which you can give and receive money to friends and family PayPal is my only choice when it comes to buying safely and in installments Reviewed on: 7th July 2026

Thank you Paypal for our partnership over the years!

I have used Paypal for years, beginning with ebay on a personal level and then on to being self-employed and using it for everything in between, including personal purchases as well as international transfers etc. The pay in three option for my transactions, especially business-wise has literally helped my small business be the success it is today. Basically paypal has been there for me in many aspects and phases of my life. I can only think of one time when I felt unsupported but I’m sure if I had contacted them directly they would have helped. I’m hopeful of a continued partnership throughout the years and, as someone who isn’t the most tech-savvy, paypal has definitely been a huge and supportive part of my journey. Thank you Paypal, not only from a personal perspective but also an invaluable business asset. From a business perspective, at times their interest-free installments not only freed up my finances in a sensible way but gave me genuine confidence to continue in my small venture. Thank you Paypal for being part of my continuing journey. Reviewed on: 7th July 2026

Brilliant service to use...

Really good pay in 3 options and easy to use Reviewed on: 7th July 2026

Was straight forward and easy I love this feature in...

Was straight forward and easy I love this feature in pay pal Reviewed on: 7th July 2026

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