Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 101,253 reviews, last reviewed 31st Jul 2026
197% increase in 5 star reviews
in the past 90 days
208% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay in 3 has allowed me to book events over the summ... Pay in 3 has allowed me to book events over the summer that I would not nbe able to pay in one go. Making memories without the stress of going over dr... Read more Reviewed on: 31st July 2026
Jo H's avatar
Jo H

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101253)

PayPal feedback

5
Excellent service and the staff always go the extra mile to help can't fault. Reviewed on: 7th July 2026

Very handy to spread the cost of larger purchases.

5
Very handy to spread the cost of larger purchases. Very straightforward. Same principle as klarna but with a company I've been using for many years and trust Reviewed on: 7th July 2026

AMAZING ....

5
Great, easy and efficient... definitely Recommend Reviewed on: 7th July 2026

PayPal provides a secure, fast, and globally accepte...

5
PayPal provides a secure, fast, and globally accepted method for handling digital financial transactions without exposing your personal banking credentials. As the second-largest online payment system globally, it serves millions of consumers and merchants across more than 200 markets. Adding a trusted checkout button captures buyers who prefer not to share their primary cards. Allows quick generation of customizable professional invoices and recurring billing subscriptions. Reviewed on: 7th July 2026

I like the website information and security systems,...

5
I like the website information and security systems, I have used the pay in 3 a number of times and it really suits my needs when making a larger purchase Reviewed on: 7th July 2026

Convenient and useful tool..

5
Easy to use and a nice budgeting tool for those more expensive purchases allowing me to spread the cost into more affordable chunks Reviewed on: 7th July 2026

Pay in 3 makes it so easy to purchase big ticket ite...

5
Pay in 3 makes it so easy to purchase big ticket items affordably. Perfect for Christmas and everyday items too. Also comes in handy if there's an emergency purchase that you need to make. I've used Pay in 3 many times and I'll keep using it in the future. Reviewed on: 7th July 2026

Excellent service, easy to use, never an issue, seam...

5
Excellent service, easy to use, never an issue, seamless Reviewed on: 7th July 2026

Very easy to navigate, any issues it’s sorted promptly.

5
Very easy to navigate, any issues it’s sorted promptly. Reviewed on: 7th July 2026

Always need up to date and informed of payment easy...

5
Always need up to date and informed of payment easy to find what balance is Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 181088 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 125 reviews
    PayPal
    View all products