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PayPal: Pay in 3 reviews

4.93
Based on 50,943 reviews, last reviewed 15th May 2026
2696100% increase in 5 star reviews
in the past 90 days
5200% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Very helpful for me it’s safe to buy something Very helpful for me it’s safe to buy something Reviewed on: 15th May 2026
Najeebullah H's avatar
Najeebullah H

Latest lowest rating:

1

My account was hacked and the link card was compromised My account was hacked and the link card was compromised Reviewed on: 14th May 2026
Muhammad A's avatar
Muhammad A

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (50943)

Simple but easy

5
Easy to use, great service, provides a impecable service Reviewed on: 17th April 2026

Pay in 3 allows your money to go further.

5
I have use Pay in 3 more or less every month since it came as an option to paypal and only had 2 issues, both the same that are now fixed, Iceland would take the money before order was sent so would request the money again, paypal now holds the payment and pays it, it has saved me more times than I can tell you, food orders and much needed items allows money to spread further. Reviewed on: 17th April 2026

smooth use

5
smooth use for years with no issues, helpful for spreading costs on things Reviewed on: 17th April 2026

Simply the best

5
Been with PayPal for number of years now, find it easy, no fuss just ideal. Reviewed on: 17th April 2026

I like PayPal

4
I like PayPal for ease of online and In person payments Reviewed on: 17th April 2026

Life saver even when you’re not financially unstable...

5
Life saver even when you’re not financially unstable, good way to pretend to be poor. Reviewed on: 17th April 2026

Helps me out when I don't have enough...

5
Helps me out when I don't have enough but once I have been paid I pay back everything. Reviewed on: 17th April 2026

Great customer service, Easy secure payments

5
Great customer service, Easy secure payments Reviewed on: 17th April 2026

I’ve been using PayPal Pay in 3 and honestly it’s be...

5
I’ve been using PayPal Pay in 3 and honestly it’s been really helpful. It lets you split payments into three without any interest, which makes things feel a lot more manageable instead of paying everything upfront. The setup was quick and easy, and everything is clear in the app so you can see exactly when your payments are due. I like that there are no hidden fees as long as you pay on time, which gives a bit of peace of mind. It’s been especially useful when I’ve needed to spread the cost of something important without putting pressure on my budget. As long as you stay organised with your payments, it’s a really good option. Definitely worth using if you want flexibility without extra charges. Reviewed on: 17th April 2026

Pay in 3 is a great way to buy online

5
Pay in 3 is a great way to buy online I would not consider buying an item at full price but spreading the cost over three easy payments makes it much easier to budget Reviewed on: 17th April 2026

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