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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (50931 reviews)

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4.93

Based on 50,931 reviews, last reviewed 15th May 2026

2695000% increase in 5 star reviews

in the past 90 days

5200% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Secure payment Easy to set account and making purchases. Secure payment Reviewed on: 15th May 2026

Latest lowest rating:

1

My account was hacked and the link card was compromised My account was hacked and the link card was compromised Reviewed on: 14th May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (50931)

Convenient and flexible payment option

I’ve had a good experience using PayPal Pay in 3. It’s a convenient way to manage purchases without paying everything upfront. The process is simple, payments are clearly scheduled, and everything is easy to track within the app. I also appreciate the flexibility it provides, especially for short-term budgeting. Overall, it’s a useful feature when used responsibly. Reviewed on: 16th April 2026

PayPal makes making purchases nice and easy and the...

PayPal makes making purchases nice and easy and the pay in 3 option is a life saver Reviewed on: 16th April 2026

Human chats not bots

I love everything about paypal and how safe it is only thing I dont like is how there's no human chat and its robot answers. I cant find my ppi3 ballance to see how much im allocated what is a bother as I dont want to apply and get declined. Reviewed on: 16th April 2026

PayPal pay in 3 really helps with budgeting.

PayPal pay in 3 really helps with budgeting. Reviewed on: 16th April 2026

They consistently resolve issues with sellers, inclu...

They consistently resolve issues with sellers, including scam cases, and ensure I receive a refund. Their customer service is polite, professional, and handles every case fairly and without bias. Reviewed on: 16th April 2026

I have been using PayPal for years and love the flex...

I have been using PayPal for years and love the flexibility of the pay in 3 options I use it all the time and will continue to use it for all my big purchases. Reviewed on: 16th April 2026

Good app with the flexibility to pay as you wish.

Good app with the flexibility to pay as you wish. With a clear understanding of being able to pay interest free or other ways Reviewed on: 16th April 2026

I've always used PayPal for purchases.

I've always used PayPal for purchases it's my first choice for making payments and it's an excellent outstanding service. Reviewed on: 16th April 2026

Pay in 3 good idea

Very high APR odt with PayPal Credit. Very good idea with Pay in 3. Improved and clearly explained PayPal+ rules. Very poor contact with support via chat. AI support for chat is one big misunderstanding - cannot understand the problem and usually shows references to something else. Reviewed on: 16th April 2026

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