Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 50,516 reviews, last reviewed 13th May 2026
2656000% increase in 5 star reviews
in the past 90 days
5100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Pretty simple to apply for pay in 3. Pretty simple to apply for pay in 3. Would like to be able to change payment date a day or two in case of emergency Reviewed on: 13th May 2026
Angie C's avatar
Angie C

Latest lowest rating:

1

Can’t cancel other payments try paying with 3 and it... Can’t cancel other payments try paying with 3 and it won’t let me do it Reviewed on: 12th May 2026
Simon B's avatar
Simon B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (50516)

Pay Pal, is fantastic!!

5
Pay Pal, is wonderful product to use, especially with the pay in 3. Very useful on for budgeting purpose. Reviewed on: 10th April 2026

Always have good experiences with them

5
Always have good experiences with them Reviewed on: 10th April 2026

Easy to use it’s my go to when ordering on...

5
Easy to use it’s my go to when ordering on line Reviewed on: 10th April 2026

Excellent Experience

5
I use the service once. It was smooth and easy, and PayPal was supportive all along the procedure. Reviewed on: 10th April 2026

Having PayPal has enabled me to purchase things that...

5
Having PayPal has enabled me to purchase things that I can’t afford in one, from clothing, shoes and more importantly food Reviewed on: 10th April 2026

So very easy to use.

5
So very easy to use. I have honestly never had a problem with Paypal but they have helped me with problem payers. Reviewed on: 10th April 2026

Pay Pal App Experience

5
Great app experience with excellent and easy to use features and functions. Reviewed on: 10th April 2026

PayPal has been great over the years i have used it.

5
PayPal has been great over the years i have used it. Any issues like fraud they have helped with. Even when one time it was probably my lack of awareness of fraudsters. Reviewed on: 10th April 2026

Nice and easy, good customer service!

5
Nice and easy, good customer service! Always feel protected using pay pal. Feels like we get what we sign up for. Reviewed on: 10th April 2026

PayPal is super ease to use and gives me piece of mi...

5
PayPal is super ease to use and gives me piece of mind when ordering from new sites. The rewards and benefits available are excellent, allowing me to earn points when I make purchases that I ca then save and spend. The most appreciated and helpful element to the multi faceted PayPal for me is the pay in 3. This allows me make bigger purchases interest free, which I would usually put on my credit card, without stress of accruing debt. Just paying off in 3 easy instalments. I ca n keep track of all my purchases and pay in 3 purchases through the app and also receive emails from PayPal when I purchase and also when instalments coming out of my account. App and site is very user friendly and easy to navigate. There is no hidden fees with PayPal. It’s easy to use and now my go to when purchasing anything thanks to my physical card and virual card on my phone. Reviewed on: 10th April 2026

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review