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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101249 reviews)

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4.76

Based on 101,244 reviews, last reviewed 29th Jul 2026

218% increase in 5 star reviews

in the past 90 days

274% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Security is important to me, security and prompt pay... Security is important to me, security and prompt payments. PayPal ticks the boxes without doubt. Reviewed on: 29th July 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101249)

PayPal Pay in 3 makes life so much easier.

I use pay in 3 whenever I can. It helps me budget my money making life much easier. It's great that so many vendors accept PayPal. Reviewed on: 7th July 2026

I always have a good and quick experience using PayPal.

I always have a good and quick experience using PayPal. Reviewed on: 7th July 2026

Easy to use, flexibal payments if needed.

Easy to use, flexibal payments if needed. Would reccomend. Reviewed on: 7th July 2026

It’s great and I use the PayPal pay in 3 a lot!

It’s great and I use the PayPal pay in 3 a lot! It helps with the lead up to Christmas especially! I would use PayPal to pay online as it is the safest way to do so, not linked directly to my online banking Reviewed on: 7th July 2026

Easy to use no complaints

Makes it easy for me to make transactions and send money to my friends and family feeling very secure using the platform. Reviewed on: 7th July 2026

Does exactly what I need in a payment short term loa...

Does exactly what I need in a payment short term loan system Reviewed on: 7th July 2026

A Perspective From a Head of Transformation

As a Head of Transformation and Experience, I have the opportunity to work with and evaluate digital platforms across multiple organisations, and I consider PayPal a benchmark for simplicity, usability, and customer-centric design. Their ability to combine a seamless UX with an intuitive UI demonstrates a deep understanding of what customers need: effortless interactions, trust, and speed. What sets PayPal apart is their relentless focus on continuous improvement and their commitment to refining even the smallest details of the customer journey. It is this attention to detail, the elements many organisations overlook, that creates a truly exceptional experience and differentiates them from competitors. PayPal demonstrates how great digital experiences are built through a combination of innovation, consistency, and a genuine understanding of user behaviour. Their platform removes unnecessary complexity and allows customers to complete important tasks with confidence and ease. From a transformation perspective, PayPal is a great example of how technology, design, and customer insight can come together to create measurable value. They consistently show that excellence is not achieved through one major change, but through thousands of thoughtful improvements that enhance the overall experience. The standard they set is a reminder that world-class customer experiences are created by organisations that obsess over their users and continuously challenge themselves to make every interaction better. Reviewed on: 7th July 2026

Truthfully, can’t fault them.!

Whenever I’ve had an issue PayPal have always been efficient., professional and friendly when resolving it Reviewed on: 7th July 2026

Always easy have sorted problem when I had one

Always easy have sorted problem when I had one Reviewed on: 7th July 2026

I love PayPal.

I love PayPal. So easy and convenient to use. Also the pay in 3 instalments is great to manage cash flow.. Reviewed on: 7th July 2026

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