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PayPal: Pay in 3 reviews

4.93
Based on 50,498 reviews, last reviewed 13th May 2026
2654500% increase in 5 star reviews
in the past 90 days
5100% increase in 1 star reviews
in the past 90 days
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1%
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0%
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Latest highest rating:

5

Pay in 3 Changed My Budgeting PayPal Pay in 3 has been really helpful for me financially because it allows me to split payments instead of paying everything upfront at once. I’ve u... Read more Reviewed on: 13th May 2026
Stephanie Quezada's avatar
Stephanie Quezada

Latest lowest rating:

1

Can’t cancel other payments try paying with 3 and it... Can’t cancel other payments try paying with 3 and it won’t let me do it Reviewed on: 12th May 2026
Simon B's avatar
Simon B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (50498)

Paypal: convenient, fast, secure and flexible

5
Paypal is convenient, fast, secure, flexible. It makes paying easy online and the 0% credit options are very helpful when you want to be able to make big purchases but spread the cost. Paypal, acting as an "intermediary" between payments and my accounts/cards gives me peace of mind from a renowned product. Not having to remember or complete card/account details is so very useful when making several or fast payments. Reviewed on: 10th April 2026

Great product, customer service is always quick, ver...

5
Great product, customer service is always quick, very friendly & helpful Reviewed on: 10th April 2026

Very quick and efficient when applying.

5
Very quick and efficient when applying for Pay in 3. Totally painless Reviewed on: 10th April 2026

Quick and easy to use and very secure

5
Quick and easy to use and very secure. I use PayPal for several payments the pay in three is a real boon too ! Highly recommended Reviewed on: 10th April 2026

Great customer service

5
PayPal provide a great service and their customer service team are always friendly and polite. They help when needed and always provide alternate options when I’m having difficulty with the services that I use. Reviewed on: 10th April 2026

Paypal pay in 3 is a really great way to spread costs.

5
Paypal pay in 3 is a really great way to spread the cost. It costs you nothing and allows you to manage your money. It's easy to use so no need for complex forms and you can quickly use it to pay. Paypal keeps you informed about each payment, and reminds you when is coming up. For no extra cost it's a no-brainer. Reviewed on: 10th April 2026

Takes the sting out of larger purchases

5
I frequently use Pay in 3 both for household expenses and purchasing for my self employed seamstress business. Spreading the cost helps enormously as I am on a tight budget. I also like the flexibility of being able to pay it off sooner if funds allow. Reviewed on: 10th April 2026

I haven’t experienced it much but it seems good

4
I haven’t experienced it much but it seems good Reviewed on: 10th April 2026

PayPal customer service is excellent.

5
PayPal customer service is excellent. Everything is resolved very quickly with little fuss. Reviewed on: 10th April 2026

Paypal is a superb service

5
Paypal is a superb service. I have been using the paypal rewards programme to collect points. In addition to this I regularly use paypal credit to make purchases online. The app is fantastic and I have never had any significant issues. The customer service contact number is fast to answer and help with any queries. Overall I use Paypal everyday and have never had any signifciant issues with the platform. It is a great tool to allow you flexibility to pay in different ways. I would highly reccomend paypal. Reviewed on: 10th April 2026

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