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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (50475 reviews)

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4.93

Based on 50,475 reviews, last reviewed 13th May 2026

2652200% increase in 5 star reviews

in the past 90 days

5100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Positive experience All positive nothing I can say other than smooth transaction even when returning an item Reviewed on: 13th May 2026

Latest lowest rating:

1

Can’t cancel other payments try paying with 3 and it... Can’t cancel other payments try paying with 3 and it won’t let me do it Reviewed on: 12th May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (50475)

It’s really useful when paying for a larger purchase.

It’s really useful when paying for a larger purchase. It feels preferable to Klarna as it’s regulated, so it feels like you have more protection. I have never had any problems using it I just wish it was available more often, sometimes it’s not available at check out and I don’t know why. Reviewed on: 10th April 2026

PayPal is so easy to use.

PayPal is so easy to use. Pay in 3 allows flexibility in my spending without any fuss. Just apply and it's done. Also get reminders when the payments are due which is so helpful Reviewed on: 10th April 2026

In general, I have never had problems when using Pay...

In general, I have never had problems when using PayPal. Once I took the item in installments paying via PayPal. the item was defective, the seller did not want to include the warranty, but PayPal gave me my money back very quickly Reviewed on: 10th April 2026

Used PayPal for many years.

Used PayPal for many years. Never had any issues. Great service. Reviewed on: 10th April 2026

Great reassurance against online fraud.

Great reassurance against online fraud., Different payment options are huge bonus, especially “pay in 3” being interest free. It’s been a game changer for me Reviewed on: 10th April 2026

Great for large purchases to spread cost.

Great for large purchases to spread cost. I regularly use this option for bigger purchases I may need urgently as it is 0% interest and automatically takes payments so I don't need to set any thing up. Makes it easy to do, couple of clicks and sorted. Never used customer service so can't comment on that. Reviewed on: 10th April 2026

Greater budgeting flexibility

Pay in 3 with Paypal allows me more flexibility with my purchasing allowing the cost of higher value items to be paid in three equal installments - helping balance budgets. It's perfect for buying items just after payday when the funds are tighter. It does, as with all credit, need to be affordable, but gives a great option for me to help spread the cost. Reviewed on: 10th April 2026

Legendary

For me it has been a flawless system, I struggle to find a bad word about it. Reviewed on: 10th April 2026

So easy to use and excellent customer support

So easy to use and excellent customer support Reviewed on: 10th April 2026

Good service all round

I can usually find out if any parcel disputes are in hand . Always pleased with the secure payments. I very rarely have any problems dealing with PayPal. Most impressed with the services provided. Always telling people to use PayPal as a safe and secure payment service. Always pleased to have trackers on parcels Reviewed on: 10th April 2026

Review PayPal: Pay in 3 now

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PayPal: Pay in 3 reviews

2652200% increase in 5 star reviews

5100% increase in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review PayPal: Pay in 3 now

PayPal Pay in 3 reviews (50475)

It’s really useful when paying for a larger purchase.

PayPal is so easy to use.

In general, I have never had problems when using Pay...

Used PayPal for many years.

Great reassurance against online fraud.

Great for large purchases to spread cost.

Greater budgeting flexibility

Legendary

So easy to use and excellent customer support

Good service all round

Review PayPal: Pay in 3 now

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