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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101248 reviews)

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4.76

Based on 101,244 reviews, last reviewed 29th Jul 2026

218% increase in 5 star reviews

in the past 90 days

274% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Security is important to me, security and prompt pay... Security is important to me, security and prompt payments. PayPal ticks the boxes without doubt. Reviewed on: 29th July 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101248)

Brilliant I've been using PayPal for a long time and...

Brilliant I've been using PayPal for a long time and it's always been reliable, secure, and easy to use. Sending and receiving money is quick, online purchases are straightforward, and I appreciate the extra layer of buyer protection when shopping. The app is simple to navigate, transactions are fast, and I've always found it convenient for both personal and online payments. Overall, it's a service I trust and would happily recommend to anyone looking for a safe and easy way to manage payments. Reviewed on: 7th July 2026

This is a great feature.

This is a great feature. It makes life so easy. I can buy whatever I want and pay it in three. It also helps with my credit score too. It’s so convenient and I don’t have to worry about buying something that I can’t afford fully right now. Reviewed on: 7th July 2026

Wouldn’t imagine not having PayPal!

A great way to quickly pay for purchases and send money to friends, also the new PayPal+ is excellent to basically earn money by spending money Reviewed on: 7th July 2026

Nice way to spread the cost, with no interest!

Nice way to spread the cost, with no interest! Reviewed on: 7th July 2026

Very good service I have even got my paypal card

Very good service I have even got my paypal card Reviewed on: 7th July 2026

Smooth easy service

Smooth easy service no problems would highly recommend. Makes your shopping experinace more affordable and easy to monitor your spending Reviewed on: 7th July 2026

Dependable & Reliable

I like the 3 in 1 scheme and also the ability to use it as a different method of payment linked to my debit card. The app is easy t6o use. Reviewed on: 7th July 2026

Makes my life so much easier.

Makes my life so much easier. Pay in three has been a life changer. Reviewed on: 7th July 2026

I'm currently not working due to long term sickness...

I'm currently not working due to long term sickness and cannot get credit, so for larger items it has been very handy to be able to split up the cost due to lack of funds. Reviewed on: 7th July 2026

PayPal is the best

I feel secure paying with PayPal. I have had problems with vendors and PayPal has come to the rescue. Always receive updates on purchases. I will continuously rely on PayPal with every transaction. Reviewed on: 7th July 2026

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