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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101246 reviews)

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4.76

Based on 101,244 reviews, last reviewed 29th Jul 2026

218% increase in 5 star reviews

in the past 90 days

274% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Security is important to me, security and prompt pay... Security is important to me, security and prompt payments. PayPal ticks the boxes without doubt. Reviewed on: 29th July 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101246)

Trusted flexible finance

I trust paypal and the service is dependable with great financial protection should a transaction be difficult. Pay in 3 gives great flexibility by allowing the cost to be spread over 3months backed by the e PayPal ethos. Reviewed on: 7th July 2026

I use PayPal on a regular basis.

I use PayPal on a regular basis. It is convenient and quick service. The procedure against fraud is rather complicated, but it always works and my rights are defended. I also often send and receive money, it takes minutes and always works. Reviewed on: 7th July 2026

Points make pounds

Using PayPal to pay for my holiday and collecting point. To be able to spend elsewhere is great Reviewed on: 7th July 2026

I feel much safer about my money and payments using...

I feel much safer about my money and payments using pay pal, using pay in 3 really eases my mind buying gifts for occasions Reviewed on: 7th July 2026

Easy and simple with good communication-never had an...

Easy and simple with good communication-never had an issue. Reviewed on: 7th July 2026

PayPal Pay in 3 has been a fantastic help.

PayPal Pay in 3 has been a fantastic help. It makes it much easier to manage my finances by spreading the cost of purchases into three interest-free payments. The process is quick, simple, and reliable. I highly recommend it! Reviewed on: 7th July 2026

Handy service

It's a simple process, and also can be paid off early Reviewed on: 7th July 2026

Easy, Accessible, Available for many purchases

Easy, Accessible, Available for many purchases Reviewed on: 7th July 2026

Always use PayPal in 3 if available.

Always use PayPal in 3 if available. Easy to spread the cost and no nasty surprises. Reviewed on: 7th July 2026

I’ve had a good experience using PayPal Pay in 3.

I’ve had a good experience using PayPal Pay in 3. The application process was quick, and I got an instant decision. Splitting the cost into three interest-free payments made it much easier to manage my budget without paying extra. The payments were taken automatically on the due dates, and I found it easy to keep track of everything in the PayPal app. It’s a convenient option for larger purchases, as long as you’re confident you can make the repayments on time. Overall, I’d recommend it to anyone looking for a simple, interest-free way to spread the cost of eligible purchases and for the extra security. Reviewed on: 7th July 2026

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