Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101245 reviews)

View other PayPal products

4.76

Based on 101,244 reviews, last reviewed 29th Jul 2026

218% increase in 5 star reviews

in the past 90 days

274% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Security is important to me, security and prompt pay... Security is important to me, security and prompt payments. PayPal ticks the boxes without doubt. Reviewed on: 29th July 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (101246)

Easy to apply and a quick response.

Easy to apply and a quick response.Gives me peace of mind Reviewed on: 7th July 2026

Long time user

I've been using PayPal as one of my frenpayment options for years and have never been disappointed with the result. From preorders to selling on ebay I have extensively used the company features and I am happy to say that no problems whatsoever. The best thing is the reliability of the app, its practically unmatched, bought something from America this year and PayPal sorted everything out(I dont usually go overseas for things) Reviewed on: 7th July 2026

Always efficient, simple and easy to navigate

Always efficient, simple and easy to navigate Reviewed on: 7th July 2026

This service is really easy to use.

This service is really easy to use. Approval was quick and it felt like a great way to pay to spread payments. Would recommend PayPal pay in 3. Reviewed on: 7th July 2026

Fast, efficient, flexible and secure

PayPal gives me flexible ways to spread the cost of payments and transfer money securely. It's always been fast and efficient and easy to navigate. Reviewed on: 7th July 2026

I like the benefits offered by PayPal by their progr...

I like the benefits offered by PayPal by their program and I like the easy way I can transfer money via my bank. I like the protection that PayPal offers. I would like the benefits tiers to be more simplified Reviewed on: 7th July 2026

I’m frustrated that I can’t always get the 3 x pay o...

I’m frustrated that I can’t always get the 3 x pay option but I know it’s as they are being reasonable but it’s annoying at times Reviewed on: 7th July 2026

Most reliable way to make transaction.

Most reliable way to make transaction and money secure. Rapid feed-back. Reviewed on: 7th July 2026

Pay in three

Pay in three helps me afford items and budget for them Reviewed on: 7th July 2026

Excellent service, easy to navigate app.

Excellent service, easy to navigate app. Safe and secure. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy now pay later
from Clearpay 3.61 from 60 reviews
Buy Now Pay Later
from Klarna 4.39 from 564 reviews
Buy Now Pay Later
from Etika 4.80 from 663 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 181078 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub