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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (50093 reviews)

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4.93

Based on 50,093 reviews, last reviewed 13th May 2026

2616900% increase in 5 star reviews

in the past 90 days

5100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Safe and Smart Every payment via PayPal pay in 3 is visible with amounts outstanding and dates that payments will be taken. It’s a cost effective and instant credit ... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Can’t cancel other payments try paying with 3 and it... Can’t cancel other payments try paying with 3 and it won’t let me do it Reviewed on: 12th May 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (50093)

Convenient

I have found PayPal.pay in 3 a real help. When money is stretched thin because of the cost of living it enables me to still purchase things I wouldn't necessarily be able to if I had to pay in full. I like the clear breakdown of what you have paid and what is left to pay when you log into tge app. PayPal pay in 3 has helped alot. Reviewed on: 9th April 2026

Great App

Easy to use, very easy to manage, easy to find outstanding amounts. Navigable website and app. Reviewed on: 9th April 2026

I have used PayPal on several occasions for more exp...

I have used PayPal on several occasions for more expensive purchases and it has really helped me budget and manage my money better. Thank you PayPal. Reviewed on: 9th April 2026

PayPal great company

I have been with PayPal for a long time now , I feel there is no better payment company out there. PayPal is excellent at safeguarding not only your money but the items that you have purchased , PayPal is excellent at sorting any problems you may have with sellers or buyers also the staff on PayPal are so polite and helpful I would advise anybody to use PayPal for security and peace of mind Reviewed on: 9th April 2026

Availability of items

I think it great to be able to spread the cost of new purchases over 3 payments with well know retailers using PayPal. It helps Reviewed on: 9th April 2026

Easy to use

Used PayPal for a number of years it's safe and very easy to use online Reviewed on: 9th April 2026

Always a good experience, never any problems.

Always a good experience, never any problems. Reviewed on: 9th April 2026

Love that with pay with three we are able to spread...

Love that with pay with three we are able to spread the cost of higher ticketed items providing us with greater financial freedom with no hidden costs Reviewed on: 9th April 2026

Pay in 3 is great, not interest and easy to use.

Pay in 3 is great, not interest and easy to use. The resolution centre is very helpful and removes a lot of the stress of chasing money you are owed. Reviewed on: 9th April 2026

Easy, secure and convenient!

I use PayPal because I know it’s secure and easy to request money from others. It is also great that there is an interest free pay in 3 option available. Reviewed on: 9th April 2026

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