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PayPal: Pay in 3 reviews

4.93
Based on 50,051 reviews, last reviewed 13th May 2026
2613100% increase in 5 star reviews
in the past 90 days
5100% increase in 1 star reviews
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Latest highest rating:

4

Very secure and good useful tools. Very secure and good useful tools.Helpful customer service but responding can take a couple of days if query is from message. Highly recommend. Reviewed on: 13th May 2026
Robert 's avatar
Robert

Latest lowest rating:

1

Can’t cancel other payments try paying with 3 and it... Can’t cancel other payments try paying with 3 and it won’t let me do it Reviewed on: 12th May 2026
Simon B's avatar
Simon B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (50051)

It's great to beable to use paypal pay in 3 so you c...

5
It's great to beable to use paypal pay in 3 so you can spread the cost Reviewed on: 9th April 2026

Paypal pay in 3

4
The Paypal pay in 3 experience is streamlined, assisting me in a lot of financial decisions. As a student, the ability to delay payment schedules is extremely important and I’m glad that such an affordable straightforward option exists. Reviewed on: 9th April 2026

I started using PayPal in 2007.

5
I started using PayPal in 2007.Im very happy with their service Reviewed on: 9th April 2026

.best option

5
Using PayPal is very easy and I feel more confident Using this method of payment when making online purchases Reviewed on: 9th April 2026

Awesome but needs teedie tidy improvements

5
PayPal is awesome, I think the only work needed to be done is on the PayPal credit side as it can be tricky sometimes to track your credits/balance and that customer support should be more easier to reach out. Reviewed on: 9th April 2026

I can’t fault anything, I’ve received excellent serv...

5
I can’t fault anything, I’ve received excellent service Reviewed on: 9th April 2026

PayPal Pay in 3 is a really helpful feature that mak...

5
PayPal Pay in 3 is a really helpful feature that makes managing money so much easier. I love that I can split payments into three smaller ones instead of paying everything at once—it takes a lot of pressure off, especially for bigger purchases. The setup is simple, payments are clear, and it helps me stay on budget without stress. Overall, it’s a convenient and flexible option that I really enjoy using. Reviewed on: 9th April 2026

Highly satisfied and recommended

5
Always my experience throughout their platform has been so satisfying, no hassle at all and when a problem arises I am able to solve it using their contact channel (customer services) or chat. I have been using this service for many years now and I am very happy with it. Reviewed on: 9th April 2026

The simplicity in checking out and the pay in 3 opti...

5
The simplicity in checking out and the pay in 3 option has been so helpful when purchasing big products Reviewed on: 9th April 2026

Pay in 3 is a life saver

5
Pay in 3 has helped me several times to being able to purchase items that was needed unexpectedly when my funds were low, like replacing my monitor for working from home. Being able to spread payment over 3 months is a very valuable services as not having to pay the full amount in one go, there is always a bit of money for other emergencies or other needs that needs to be paid. Reviewed on: 9th April 2026

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