Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101241 reviews)

View other PayPal products

4.76

Based on 101,241 reviews, last reviewed 28th Jul 2026

222% increase in 5 star reviews

in the past 90 days

277% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

4

All new here, but pleased so far. Since joining lately I have no problem using app and when purchasing of websites. Pay in 3 great when a bargain is available but funds short. Reviewed on: 28th July 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (101241)

Great option for classic big purchases

Great option for classic big purchases- pay in 3 gives you control, convenience and confidence that your big purchase is worth it. Reviewed on: 7th July 2026

Any issues I have had are sorted out quickly

Any issues I have had are sorted out quickly Reviewed on: 7th July 2026

I have nothing but praise for PayPal I feel secure w...

I have nothing but praise for PayPal I feel secure when making a payment it’s my go to absolutely brilliant I can’t fault PayPal in the way it secures your payment by requesting verification before any payment goes through Reviewed on: 7th July 2026

Great and safe

It is safe and secured to use. I know always it will be safe to purchase anything online. And easy to transfer money to other accounts Reviewed on: 7th July 2026

Great purchase protection

I know I am protected when I purchase anything using PayPal Reviewed on: 7th July 2026

Always best experience.

Always best experience. Paying 3 is an additional benefit of using PayPal. Reviewed on: 7th July 2026

I trust PayPal with the majority of my online transa...

I trust PayPal with the majority of my online transactions, I feel my account is secure, the transactions are smooth and I like the monthly transaction statements to review my transactions. Reviewed on: 7th July 2026

The app is easy to use, communication is excellent w...

The app is easy to use, communication is excellent with regular updates. If you have a problem its easy to get to the right place. If you have problems with goods and require a refund its sorted in a very short space of time Reviewed on: 7th July 2026

Paypal Step up with Pay in 3 Service

Ive used PayPal for many years now and it has always been a trustworthy and reliable service. Whenever I have had a problem in the past with a vendor and needed a refund PayPal have stepped in to recover my losses and kept me in the loop with excellent communication. Now they have gone up in my estimation even more by introducing the Pay in 3 Service which is readily available for larger purchases and interest-free, which means there is literally no catch or downside to paying in 3 installments over 2 months rather than outright in one lump sum. It has been a lifesaver for me recently when I would otherwise have exceeded my monthly budget, and for that I'm very grateful. Reviewed on: 7th July 2026

LOVE LOVE LOVE

LOVE! I absolutely love using PayPal especially PayPal pay in 3. It is so easy to use and so easy to log into your account to see what is pending, and they send reminders when payments are due to come out which is nice as I would forget otherwise. Pay in 3 is an ideal way to make a purchase ans spread the cost out over 3 months Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy now pay later
from Clearpay 3.63 from 60 reviews
Buy Now Pay Later
from Klarna 4.39 from 564 reviews
Klarna card
from Klarna 4.01 from 4 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 181074 reviews
Payments
from PayPal 4.70 from 3855 reviews
Credit card
from PayPal 4.67 from 124 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub